Licensed OH agency specializing in homeowners & flood coverage for families and businesses.
Keystone Insurance Agency is an independent insurance agency serving Toledo, OH and surrounding communities. Our licensed agents compare quotes from multiple carriers to help you find the right coverage at competitive rates.
Trust Score
95/100
Composite from Google reviews, BBB standing, license verification, tenure, and Government Standing (CMS-related signals). Not influenced by paid placement.
Trust Score breakdown
95/100
Consumer Reputation
+9
Google 4.4 · 49 reviews
Independent directory. Not affiliated with any insurance carrier, agency, or agent. All information is for research purposes only. Always verify licensing directly with your state's Department of Insurance, NAIC, or official sources before engaging any provider.
BBB Standing
+13
Grade A+ · Accredited
Licensing & Verification
+3
DOI-verified listing on Insurance Trust Hub
Experience
+5
33 years in business
Government Standing
+4
CMS participation signals, Medicare focus, license verification, and (when available) plan complaint standing. Missing CMS data is scored neutrally — not as a penalty. Sub-score 74/100.
Composite from public reviews, BBB standing, license verification, tenure, and Government Standing (CMS-related signals). Not influenced by paid placement. Missing CMS data is scored neutrally.
Government Standing sub-score: 74/100. See the Plan Complaint Index for CMS complaint-rate context.
Google Reviews
I had an issue with Savage & McVicker. I asked them to take my son off the "Exclude clause" on my policy. They mistakenly added him to an "Include clause" of the policy. I called them on that same day. I told them I just want the "Exclude clause" removed. They told me they would
I would give the agency ten stars if I could. I had insurance nightmares before we switched to Savage-McVicker. We have had spectacular service for many years with a couple of agents and their assistants. Whether business or personal, the agency constantly exceeds my expectati
Amber Espinosa was great to work with! She was very responsive and professional. She got us the best price for insurance with the best coverage. I really appreciated how easy she made everything. I have been very impressed with her service. I highly recommend Savage-McVicker Ins
4331 Keystone Dr c, Maumee, OH 43537, USA
Better Business Bureau
Trust data last refreshed Jul 11, 2026 · BBB profile
Official government and licensing signals for transparency. Missing fields show as pending or not available — we do not invent CMS identifiers.
CMS participation / enrollment
Not applicableNot a Medicare-focused listing
NPI (National Provider Identifier)
Not availableNot available — pending CMS match
Medicare-related credentials
Not applicableThis agency is not tagged primarily for Medicare Advantage / Part D enrollment. CMS PPEF / Opt Out checks apply when an NPI is on file or the listing is Medicare-focused.
State DOI listing cross-check
VerifiedVerified listing · OH-100028 (OH)
Last Updated: July 2026
Source: State DOI listing · CMS fields not applicable. CMS dataset refresh: July 2026. Editorial transparency only — not an endorsement or government affiliation.
License number: OH-100028
Verify this agency's license status directly with the OH insurance department before purchasing coverage.
Verify license in OHToledo, OH 13108
More agencies in Toledo →Specialties: Independent Agency · High-Value Property · Bundle Experts
Represented carriers: Hartford, Chubb, MetLife
Our agent explained coverage options clearly and found a better bundle than our previous carrier. Claims follow-up was prompt when we had a minor auto incident.
— Sarah M. · Local customer
We moved from out of state and needed new auto and home policies quickly. They walked us through local requirements and wind deductibles without pressure.
— James T. · Recent mover
Compared three carriers for homeowners and auto. Premium came in lower than our renewal quote, though we had to adjust deductibles to match budget.
— Priya K. · Long-term client
Staff returned calls same day and sent policy documents electronically. Would recommend for anyone shopping independent agents in the area.
— Michael R. · Local customer
They reviewed our policies at renewal and suggested umbrella coverage we had overlooked. No hard sell — just practical advice.
— Elena V. · Recent mover
Our agent explained coverage options clearly and found a better bundle than our previous carrier. Claims follow-up was prompt when we had a minor auto incident.
— David L. · Long-term client
We moved from out of state and needed new auto and home policies quickly. They walked us through local requirements and wind deductibles without pressure.
— Sarah M. · Local customer
Compared three carriers for homeowners and auto. Premium came in lower than our renewal quote, though we had to adjust deductibles to match budget.
— James T. · Recent mover