Licensed CA agency specializing in auto & homeowners coverage for families and businesses.
Guardian Insurance Group is an independent insurance agency serving San Francisco, CA and surrounding communities. Our licensed agents compare quotes from multiple carriers to help you find the right coverage at competitive rates.
Trust Score
60/100
Composite score from Google reviews, BBB standing, license verification, and tenure. Not influenced by paid placement.
Google Reviews
Independent directory. Not affiliated with any insurance carrier, agency, or agent. All information is for research purposes only. Always verify licensing directly with your state's Department of Insurance, NAIC, or official sources before engaging any provider.
Awful company. They refused to cover a crown even after their own dentist told my dentist that it was medically necessary. Stay far away from this company! Despite showing them repeatedly that the tooth was cracked and painful, Guardian continues to deny coverage for a crown bec
A lot of good stuff and right price.
This company has unreasonable underwriters!
88 Kearny St, San Francisco, CA 94108, USA
Better Business Bureau
Trust data last refreshed Jul 11, 2026 · BBB profile
License number: CA-100002
Verify this agency's license status directly with the CA insurance department before purchasing coverage.
Verify license in CASan Francisco, CA 10222
More agencies in San Francisco →Specialties: Captive Agent · Personal Lines · Bundle Experts
Represented carriers: GEICO, USAA, Farmers
Our agent explained coverage options clearly and found a better bundle than our previous carrier. Claims follow-up was prompt when we had a minor auto incident.
— Sarah M. · Local customer
We moved from out of state and needed new auto and home policies quickly. They walked us through local requirements and wind deductibles without pressure.
— James T. · Recent mover
Compared three carriers for homeowners and auto. Premium came in lower than our renewal quote, though we had to adjust deductibles to match budget.
— Priya K. · Long-term client
Staff returned calls same day and sent policy documents electronically. Would recommend for anyone shopping independent agents in the area.
— Michael R. · Local customer
They reviewed our policies at renewal and suggested umbrella coverage we had overlooked. No hard sell — just practical advice.
— Elena V. · Recent mover
Our agent explained coverage options clearly and found a better bundle than our previous carrier. Claims follow-up was prompt when we had a minor auto incident.
— David L. · Long-term client