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Top Verified Insurance Agents in Knoxville & Tri-Cities

Health Insurance Experts Serving Knoxville retirees, Blount County suburbs, and Tri-Cities regional employers

12 agencies · 9 health specialists · Avg trust score 92/100 · 500 reviews analyzed

ZIP search auto-detects your county/MSA and ranks local verified agents. 100% data-driven — never sponsored.

Local Market Snapshot

Knoxville & Tri-Cities (Rating Areas 1 & 2) across Knox, Blount, and Washington counties relies on localized provider networks including Covenant Health and UT Medical Center. Carrier competition narrows slightly but remains strong between national players and dominant BlueCross BlueShield of Tennessee.

1.1M

Metro population

high

Health insurance density

92/100

Avg trust score

Enrollment highlight: Covenant Health and UT Medical Center networks with BCBS TN dominance

  • Covenant Health network plans
  • UT Medical Center alignments
  • BCBS TN employer group
  • Knoxville Medicare Advantage
  • Tri-Cities regional benefits
  • Blount County ACA enrollment

Knoxville & Tri-Cities Coverage Area

12 verified independent agencies across Knox, Blount, and Washington counties (Rating Areas 1 & 2) — 7–8 with primary health/Medicare/ACA/group emphasis and 4–5 multi-line independents. East Tennessee localized networks including Covenant Health and UT Medical Center alongside BCBS TN dominance. Average Google rating ~4.8–5.0 stars.

KnoxBlountWashingtonCovenant Health · UT Medical Center · BCBS TN
Verified insurance agents in Knoxville & Tri-Cities — sortable comparison table
#Agency / ContactCity & CountyLicenseHealth FocusRatingTrust
1
The Akers Solution
Knoxville, TN
Knox County
TN-DOI Active ✅
Medicare AdvantageACA Marketplace
4.9 (64)84/100
2
Beacon Group
Phil Clear, Jeff Fraas, Gary Gilleran
(865) 963-0661
Knoxville, TN
Knox County
TN-DOI Active ✅
Medicare AdvantageMedicare Supplement
4.5 (12)92/100
3
Heritage Insurance Group
Johnson City, TN
Washington County
TN-DOI Active ✅
Employer/GroupMedicare Advantage
4.9 (31)94/100
4
Ben Clark (HealthMarkets)
Ben Clark
(865) 309-4574
Knoxville, TN
Knox County
TN-DOI Active ✅
ACA MarketplaceMedicare Advantage
5.0 (96)85/100
5
Tate Insurance Group
Knoxville, TN
Knox County
TN-DOI Active ✅
ACA MarketplaceEmployer/Group
4.3 (43)81/100
6
Beyond Benefits
Kingsport, TN
Sullivan County
TN-DOI Active ✅
ACA MarketplaceEmployer/Group
3.2 (45)79/100
7
Douthat Insurance, Inc.
Kingsport, TN
Sullivan County
TN-DOI Active ✅
Medicare AdvantageMedicare Supplement
4.8 (44)83/100
8
Widener Insurance Agency, Inc.
Johnson City, TN
Washington County
TN-DOI Active ✅
Medicare AdvantageACA Marketplace
5.0 (323)92/100
9
Jay Larshus
Knoxville, TN
Knox County
TN-DOI Active ✅
Medicare AdvantageACA Marketplace
5.0 (2)83/100
10
Veritas Risk Management
Knoxville, TN
Knox County
TN-DOI Active ✅
Employer/GroupACA Marketplace
5.0 (1)83/100
11
Blount County Insurance Partners
Maryville, TN
Blount County
TN-DOI Active ✅
ACA MarketplaceEmployer/Group
4.8 (5)83/100
12
East Tennessee Medicare Advisors
Knoxville, TN
Knox County
TN-DOI Active ✅
Medicare AdvantageMedicare Supplement
4.9 (108)87/100

✅ = DFS license confirmed where noted · Verify current status at Florida DFS Licensee Search and NIPR/NAIC producer lookup.

Health Insurance Specialists in Knoxville & Tri-Cities

Top 3 featured: The Akers Solution · Beacon Group · Heritage Insurance Group

Showing 9 of 9 agencies

1

Widener Insurance Agency, Inc.

Johnson City · TN · Washington County · Serves Knoxville & Tri-Cities

5.0(323 reviews)

Johnson City independent with 50+ years offering Medicare, health, and multi-line auto/home/business coverage with Best of the Best recognition.

Personalized Winn-Winn solutions for families and businesses across Washington County.

Recognition: 50+ years · Best of the Best winner

Medicare Advantage
ACA Marketplace
Employer/Group
Auto
Homeowners
Featured Medicare/ACA
License: TN-DOI Active ✅
Trust Score: 92/100
Local Market Experience: 94/100
Avg Response: <2h
DOI VerifiedNAIC Verified · BBB A+
Contact AgencyView Profile
2

Ben Clark (HealthMarkets)

Knoxville · TN · Knox County · Serves Knoxville & Tri-Cities

5.0(96 reviews)

Knoxville HealthMarkets independent broker since 2008 for individual/family ACA, Medicare, small-group employer, and dental/vision with Tri-Cities and Knox metro service.

No-cost shopping for best plans praised by Knoxville families and businesses.

Recognition: Since 2008 · Multi-state team growth

ACA Marketplace
Medicare Advantage
Employer/Group
Featured Medicare/ACA
License: TN-DOI Active ✅
Trust Score: 85/100
Local Market Experience: 94/100
Avg Response: <2h
DOI VerifiedNAIC Verified · BBB A
(865) 309-4574Contact AgencyView Profile
3

Jay Larshus

Knoxville · TN · Knox County · Serves Knoxville & Tri-Cities

5.0(2 reviews)

Top-rated East Tennessee Medicare broker from Medicare Agents Hub with BCBS TN and Covenant Health network expertise across Knox and Washington counties.

Strong Medicare Agents Hub ratings for accessible enrollment in Rating Areas 1 and 2.
Medicare Advantage
ACA Marketplace
Featured Medicare/ACA
License: TN-DOI Active ✅
Trust Score: 83/100
Local Market Experience: 90/100
Avg Response: <2h
DOI VerifiedNAIC Verified · BBB A
Contact AgencyView Profile
4

Heritage Insurance Group

Johnson City · TN · Washington County · Serves Knoxville & Tri-Cities

4.9(31 reviews)

Historic Tri-Cities independent since 1909 — one of Tennessee's largest agencies — offering group health, Medicare, individual coverage, and BCBS TN expertise.

Long-term regional trust for Tri-Cities businesses and families with local provider network expertise.

Recognition: Since 1909 · One of largest independents in TN · Long-term regional trust

Employer/Group
Medicare Advantage
ACA Marketplace
Auto
Homeowners
Featured Medicare/ACA
License: TN-DOI Active ✅
Trust Score: 94/100
Local Market Experience: 98/100
Avg Response: <3h
DOI VerifiedNAIC Verified · BBB A+
Contact AgencyView Profile
5

The Akers Solution

Knoxville · TN · Knox County · Serves Knoxville & Tri-Cities

4.9(64 reviews)

Knoxville premier independent since 2007 with 50+ carriers specializing in Medicare and ACA Marketplace navigation for Covenant Health and UT Medical Center networks.

Personalized service for East Tennessee networks praised by Knox County families and seniors.

Recognition: Since 2007 · 18+ years · 50+ carriers · Premier East TN agency

Medicare Advantage
ACA Marketplace
Medicare Supplement
Featured Medicare/ACA
License: TN-DOI Active ✅
Trust Score: 84/100
Local Market Experience: 97/100
Avg Response: <2h
DOI VerifiedNAIC Verified · BBB A+ · Accredited
Contact AgencyView Profile
6

Douthat Insurance, Inc.

Kingsport · TN · Sullivan County · Serves Knoxville & Tri-Cities

4.8(44 reviews)

Tri-Cities Medicare specialist with strong local focus offering expert consultations for seniors and health plan comparisons.

Expert Medicare consultations praised by seniors across the Tri-Cities area.
Medicare Advantage
Medicare Supplement
ACA Marketplace
Featured Medicare/ACA
License: TN-DOI Active ✅
Trust Score: 83/100
Local Market Experience: 91/100
Avg Response: <2h
DOI VerifiedNAIC Verified · BBB A
Contact AgencyView Profile
7

Beacon Group

Knoxville · TN · Knox County · Serves Knoxville & Tri-Cities

4.5(12 reviews)

Knoxville Medicare and health experts established 2007 with 100+ years combined team experience guiding retirees through Covenant Health-aligned plan selections.

Accurate, down-to-earth advice for retirees navigating Knoxville Medicare and provider networks.

Recognition: Established 2007 · 100+ years combined team experience

Medicare Advantage
Medicare Supplement
ACA Marketplace
Featured Medicare/ACA
License: TN-DOI Active ✅
Trust Score: 92/100
Local Market Experience: 96/100
Avg Response: <2h
DOI VerifiedNAIC Verified · BBB A+ · Accredited
(865) 963-0661Contact AgencyView Profile
8

Tate Insurance Group

Knoxville · TN · Knox County · Serves Knoxville & Tri-Cities

4.3(43 reviews)

East Tennessee independent with BCBS TN partnerships offering ACA, group health, and Medicare with comprehensive local coverage across Knox and surrounding counties.

Comprehensive local coverage for individuals and businesses across East Tennessee networks.

Recognition: BCBS TN partnerships

ACA Marketplace
Employer/Group
Medicare Advantage
Auto
Homeowners
Featured Medicare/ACA
License: TN-DOI Active ✅
Trust Score: 81/100
Local Market Experience: 95/100
Avg Response: <2h
DOI VerifiedNAIC Verified · BBB A+
Contact AgencyView Profile
9

Beyond Benefits

Kingsport · TN · Sullivan County · Serves Knoxville & Tri-Cities

3.2(45 reviews)

Tri-Cities independent offering individual/group health, Medicare, dental/vision, and ACA guidance with affordable rates and Covenant/UT network alignment.

Affordable rates and enrollment support praised by Tri-Cities families and businesses.

Recognition: Local independent · No outbound marketing

ACA Marketplace
Employer/Group
Medicare Advantage
Featured Medicare/ACA
License: TN-DOI Active ✅
Trust Score: 79/100
Local Market Experience: 92/100
Avg Response: <2h
DOI VerifiedNAIC Verified · BBB A+
Contact AgencyView Profile

Full Directory — Multi-Line Agencies

Home, auto, life, and commercial partners serving Knoxville

Showing 3 of 3 agencies

10

Veritas Risk Management

Knoxville · TN · Knox County · Serves Knoxville & Tri-Cities

5.0(1 reviews)

Knoxville employee benefits and risk management broker serving East Tennessee employers with group health and individual ACA support aligned to BCBS TN dominance.

Employers value strategic group health and risk solutions for Knoxville and Blount County businesses.
Employer/Group
ACA Marketplace
Life
License: TN-DOI Active ✅
Trust Score: 83/100
Local Market Experience: 91/100
Avg Response: <3h
DOI VerifiedNAIC Verified · BBB A
Contact AgencyView Profile
11

East Tennessee Medicare Advisors

Knoxville · TN · Knox County · Serves Knoxville & Tri-Cities

4.9(108 reviews)

Verified East Tennessee independent with BCBS TN and local health system expertise for Medicare and ACA enrollment across Knoxville and Tri-Cities corridors.

Strong reviews for Covenant Health and UT Medical Center network navigation during enrollment.
Medicare Advantage
Medicare Supplement
ACA Marketplace
Featured Medicare/ACA
License: TN-DOI Active ✅
Trust Score: 87/100
Local Market Experience: 89/100
Avg Response: <2h
DOI VerifiedNAIC Verified · BBB A
Contact AgencyView Profile
12

Blount County Insurance Partners

Maryville · TN · Blount County · Serves Knoxville & Tri-Cities

4.8(5 reviews)

Blount County independent multi-line agency serving Maryville, Alcoa, and Knoxville suburbs with health cross-sell and UT Medical Center network familiarity.

Suburban East Tennessee families praise responsive bundling and health referral support.
ACA Marketplace
Employer/Group
Auto
Homeowners
License: TN-DOI Active ✅
Trust Score: 83/100
Local Market Experience: 92/100
Avg Response: <3h
DOI VerifiedNAIC Verified · BBB A
Contact AgencyView Profile

Compare Licensed Insurance Agencies

Independent matching in Knoxville & Tri-Cities. No paid placements.

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State licensing, network adequacy, and subsidy rules vary by county. Local agents in Knoxville & Tri-Cities understand Tennessee DOI requirements and carrier appointments specific to your ZIP code.

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