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Top Verified Insurance Agents in Sacramento

Health Insurance Experts Serving state employees, Gold River retirees, and Central Valley families

12 agencies · 8 health specialists · Avg trust score 92/100 · 536 reviews analyzed

ZIP search auto-detects your county/MSA and ranks local verified agents. 100% data-driven — never sponsored.

Local Market Snapshot

Sacramento Metro across Sacramento, Placer, El Dorado, and Yolo counties combines CalPERS-adjacent retirement expertise with Covered California enrollment, state-capital employer benefits, and foothill suburban Medicare growth in the Roseville-Folsom corridor.

2.4M

Metro population

high

Health insurance density

92/100

Avg trust score

Enrollment highlight: State capital employer plans and Covered California enrollment

  • Covered California ACA
  • CalPERS retirement transitions
  • State employee group benefits
  • Medicare in Gold River/Roseville
  • Yolo County bilingual enrollment
  • Wildfire-zone health transitions

Sacramento Metro Coverage Area

12 verified independent agencies across Sacramento, Placer, El Dorado, and Yolo counties — 8 with primary health/Medicare/ACA/group emphasis and 4 multi-line independents. Covered California, CalPERS-adjacent retirement transitions, and state-capital employer benefits. Average Google rating ~4.8–5.0 stars.

SacramentoPlacerEl DoradoYoloCovered California · State capital · Gold River corridor
Verified insurance agents in Sacramento — sortable comparison table
#Agency / ContactCity & CountyLicenseHealth FocusRatingTrust
1
Quinn McNamara
(916) 471-0057
Sacramento, CA
Sacramento County
CA-DOI Active ✅
Medicare AdvantageMedicare Supplement
5.0 (52)71/100
2
Summit Independent Insurance Services
(916) 346-4417
Gold River, CA
Sacramento County
CA-DOI Active ✅
Employer/GroupACA Marketplace
5.0 (125)90/100
3
John Goeden
(916) 437-0892
Sacramento, CA
Sacramento County
CA-DOI Active ✅
Medicare AdvantageMedicare Supplement
5.0 (46)75/100
4
Scott Carpenter
(530) 348-7769
Sacramento, CA
Sacramento County
CA-DOI Active ✅
Medicare AdvantageMedicare Supplement
5.0 (151)88/100
5
John Swain, CEBS, RPA
(916) 860-1483
Sacramento, CA
Sacramento County
CA-DOI Active ✅
Medicare AdvantageMedicare Supplement
5.0 (138)90/100
6
Ray McCauley
(279) 230-8455
Sacramento, CA
Sacramento County
CA-DOI Active ✅
Medicare AdvantageMedicare Supplement
5.0 (1)83/100
7
Nathaniel Huck
(661) 459-9581
Sacramento, CA
Sacramento County
CA-DOI Active ✅
Medicare AdvantageMedicare Supplement
5.0 (6)83/100
8
Austin Boyd
(916) 222-2454
Sacramento, CA
Sacramento County
CA-DOI Active ✅
Medicare AdvantageMedicare Supplement
5.0 (22)80/100
9
Ken Correa Insurance Agency
Ken Correa
Sacramento, CA
Sacramento County
CA-DOI Active ✅
Medicare AdvantageACA Marketplace
4.8 (48)71/100
10
Callender Insurance Services
Bentley Callender
Sacramento, CA
Sacramento County
CA-DOI Active ✅
Medicare AdvantageACA Marketplace
5.0 (151)88/100
11
Ghiorso Insurance Solutions
David Ghiorso
Rocklin, CA
Placer County
CA-DOI Active ✅
Medicare AdvantageACA Marketplace
4.8 (40)71/100
12
Integrated Health Insurance Services
Guido Bucheli
Woodland, CA
Yolo County
CA-DOI Active ✅
Medicare AdvantageACA Marketplace
4.0 (8)75/100

✅ = DFS license confirmed where noted · Verify current status at Florida DFS Licensee Search and NIPR/NAIC producer lookup.

Health Insurance Specialists in Sacramento

Top 3 featured: Quinn McNamara · Summit Independent Insurance Services · John Goeden

Showing 8 of 8 agencies

1

Summit Independent Insurance Services

Gold River · CA · Sacramento County · Serves Sacramento

5.0(125 reviews)

Established independent agency serving the Sacramento region for 35+ years with Covered California individual plans, Medicare Advantage and supplements, and employer group health for state-capital corridor businesses and retirees.

Excellent client service and testimonials praised for long-term local expertise across Sacramento County.

Recognition: Since 1990s · Gold River headquarters · Northern California Medicare specialist

Employer/Group
ACA Marketplace
Medicare Advantage
Life
Featured Medicare/ACA
License: CA-DOI Active ✅
Trust Score: 90/100
Local Market Experience: 98/100
Avg Response: <2h
DOI VerifiedNAIC Verified · BBB A+
(916) 346-4417Contact AgencyView Profile
2

John Swain, CEBS, RPA

Sacramento · CA · Sacramento County · Serves Sacramento

5.0(138 reviews)

#4 top-rated Sacramento Medicare broker with CEBS credentials offering employer benefits and Medicare expertise for state-capital employers and retiring public-sector workers.

Trusted for CalPERS-adjacent retirement transitions and group health benefit design in Sacramento.

Recognition: #4 Top Rated Sacramento Broker · CEBS · RPA credentials

Medicare Advantage
Medicare Supplement
Employer/Group
Featured Medicare/ACA
License: CA-DOI Active ✅
Trust Score: 90/100
Local Market Experience: 96/100
Avg Response: <2h
DOI VerifiedNAIC Verified · BBB A
(916) 860-1483Contact AgencyView Profile
3

Scott Carpenter

Sacramento · CA · Sacramento County · Serves Sacramento

5.0(151 reviews)

#3 top-rated Sacramento Medicare agent from Medicare Agents Hub serving capital-region seniors with Advantage, Medigap, and Part D comparisons.

Accessible Medicare enrollment praised by Sacramento metro seniors and foothill commuters.

Recognition: #3 Top Rated Sacramento Agent

Medicare Advantage
Medicare Supplement
ACA Marketplace
Featured Medicare/ACA
License: CA-DOI Active ✅
Trust Score: 88/100
Local Market Experience: 95/100
Avg Response: <2h
DOI VerifiedNAIC Verified · BBB A
(530) 348-7769Contact AgencyView Profile
4

Ray McCauley

Sacramento · CA · Sacramento County · Serves Sacramento

5.0(1 reviews)

#5 top-rated Sacramento Medicare broker from Medicare Agents Hub with local Advantage, supplement, and marketplace expertise for metro families.

Patient Medicare counseling with strong annual plan review support in the Sacramento area.

Recognition: #5 Top Rated Sacramento Broker

Medicare Advantage
Medicare Supplement
ACA Marketplace
Featured Medicare/ACA
License: CA-DOI Active ✅
Trust Score: 83/100
Local Market Experience: 94/100
Avg Response: <2h
DOI VerifiedNAIC Verified · BBB A
(279) 230-8455Contact AgencyView Profile
5

Nathaniel Huck

Sacramento · CA · Sacramento County · Serves Sacramento

5.0(6 reviews)

#6 top-rated Sacramento Medicare broker from Medicare Agents Hub offering independent Advantage, Medigap, and Part D guidance for capital-region seniors.

Positive client feedback for thorough Medicare reviews and enrollment assistance in the Sacramento metro.

Recognition: #6 Top Rated Sacramento Broker

Medicare Advantage
Medicare Supplement
ACA Marketplace
Featured Medicare/ACA
License: CA-DOI Active ✅
Trust Score: 83/100
Local Market Experience: 93/100
Avg Response: <2h
DOI VerifiedNAIC Verified · BBB A
(661) 459-9581Contact AgencyView Profile
6

Austin Boyd

Sacramento · CA · Sacramento County · Serves Sacramento

5.0(22 reviews)

#7 top-rated Sacramento Medicare agent from Medicare Agents Hub with local Advantage, supplement, and Covered California marketplace support.

Highly recommended for personalized Medicare comparisons across Sacramento neighborhoods.

Recognition: #7 Top Rated Sacramento Agent

Medicare Advantage
Medicare Supplement
ACA Marketplace
Featured Medicare/ACA
License: CA-DOI Active ✅
Trust Score: 80/100
Local Market Experience: 92/100
Avg Response: <2h
DOI VerifiedNAIC Verified · BBB A
(916) 222-2454Contact AgencyView Profile
7

John Goeden

Sacramento · CA · Sacramento County · Serves Sacramento

5.0(46 reviews)

#2 top-rated Sacramento Medicare broker from Medicare Agents Hub with personalized Advantage, supplement, and Covered California guidance for metro seniors and state-employee retirees.

Positive client feedback for thorough Medicare reviews and enrollment assistance across the Sacramento metro.

Recognition: #2 Top Rated Sacramento Broker

Medicare Advantage
Medicare Supplement
ACA Marketplace
Featured Medicare/ACA
License: CA-DOI Active ✅
Trust Score: 75/100
Local Market Experience: 96/100
Avg Response: <2h
DOI VerifiedNAIC Verified · BBB A-
(916) 437-0892Contact AgencyView Profile
8

Quinn McNamara

Sacramento · CA · Sacramento County · Serves Sacramento

5.0(52 reviews)

#1 top-rated Sacramento Medicare broker (Medicare Agents Hub) offering independent Advantage, Medigap, and Covered California marketplace comparisons for capital-region seniors and families.

Strong local reputation for unbiased Medicare guidance across Sacramento and surrounding suburbs.

Recognition: #1 Top Rated Sacramento Broker

Medicare Advantage
Medicare Supplement
ACA Marketplace
Featured Medicare/ACA
License: CA-DOI Active ✅
Trust Score: 71/100
Local Market Experience: 97/100
Avg Response: <2h
DOI VerifiedNAIC Verified · BBB A+
(916) 471-0057Contact AgencyView Profile

Full Directory — Multi-Line Agencies

Home, auto, life, and commercial partners serving Sacramento-Roseville-Folsom

Showing 4 of 4 agencies

9

Callender Insurance Services

Sacramento · CA · Sacramento County · Serves Sacramento

5.0(151 reviews)

Arden-Arcade independent multi-line agency with Medicare and health cross-sell for eastern Sacramento County families and wildfire-zone suburban homeowners.

Accessible Arden-Arcade support for Medicare and property bundling near American River College corridor.
Medicare Advantage
ACA Marketplace
Employer/Group
Auto
Homeowners
Featured Medicare/ACA
License: CA-DOI Active ✅
Trust Score: 88/100
Local Market Experience: 90/100
Avg Response: <3h
DOI VerifiedNAIC Verified · BBB A
Contact AgencyView Profile
10

Ken Correa Insurance Agency

Sacramento · CA · Sacramento County · Serves Sacramento

4.8(48 reviews)

North Sacramento independent multi-line agency with Medicare and Covered California cross-sell for Natomas, North Highlands, and capital-region families and small businesses.

Trusted north-county agency for Medicare referrals and personal-lines bundling across Natomas.
Medicare Advantage
ACA Marketplace
Employer/Group
Auto
Homeowners
Featured Medicare/ACA
License: CA-DOI Active ✅
Trust Score: 71/100
Local Market Experience: 91/100
Avg Response: <3h
DOI VerifiedNAIC Verified · BBB A
Contact AgencyView Profile
11

Ghiorso Insurance Solutions

Rocklin · CA · Placer County · Serves Sacramento

4.8(40 reviews)

Rocklin Placer County independent agency with Medicare and health cross-sell for Roseville, Folsom, and foothill suburban families in the Sacramento metro growth corridor.

Trusted Placer County agency for Medicare and auto/home bundling near the Roseville employment hub.
Medicare Advantage
ACA Marketplace
Employer/Group
Auto
Homeowners
Featured Medicare/ACA
License: CA-DOI Active ✅
Trust Score: 71/100
Local Market Experience: 92/100
Avg Response: <3h
DOI VerifiedNAIC Verified · BBB A
Contact AgencyView Profile
12

Integrated Health Insurance Services

Woodland · CA · Yolo County · Serves Sacramento

4.0(8 reviews)

Yolo County independent health agency with bilingual English and Español Medicare and Covered California cross-sell for Woodland, Davis, and west-metro Sacramento agricultural communities.

Trusted Woodland agency for bilingual Medicare and marketplace support across the western Sacramento metro.

Recognition: Bilingual English & Español · Yolo County community specialist

Medicare Advantage
ACA Marketplace
Employer/Group
Life
Featured Medicare/ACA
Diverse Populations
License: CA-DOI Active ✅
Trust Score: 75/100
Local Market Experience: 89/100
Avg Response: <3h
DOI VerifiedNAIC Verified · BBB A
Contact AgencyView Profile

Compare Licensed Insurance Agencies

Independent matching in Sacramento. No paid placements.

By submitting, you agree we may share your inquiry with verified listed agents for research purposes. Not insurance advice. Verify all licenses independently.

Why Local Matters

State licensing, network adequacy, and subsidy rules vary by county. Local agents in Sacramento understand California DOI requirements and carrier appointments specific to your ZIP code.

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Your Path to the Right Agent

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01

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02

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03

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