01
What coverage do I need?
Clarify health, Medicare, home, auto, or other protection goals with educational pathfinders — not a sales quiz.
Coverage CompassResearch Center
Insurance research, organized by the questions you actually have
What coverage do you need? What options exist where you live? How do you verify what you're being sold? Independent tools on public data — no paid placements, no lead-selling funnels.
Estimates and research guidance only. Official enrollment stays on HealthCare.gov, state Marketplaces, Medicare.gov, and licensed professionals you choose.
Complaint Index 2026 Star Ratings (CY2024 measurement for C28/D02) · July 2026Provider PPEF · PPEF Enrollment Extract 2026.07.17 · July 2026ACA · plan year 2026
Recommended path for first-time visitors
Four steps. Educational estimates only — official enrollment stays on .gov pathways.
Step 1
Name the coverage question
Coverage CompassStep 2
See options where you live
Marketplace landscapeStep 3
Estimate cost or subsidy
ACA savings plannerStep 4
Verify before you decide
License verification
Start with a question
Same product map as the homepage — pick a path, then go deeper.
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What options exist where I live?
Local Marketplace landscapes, county Medicare context, carriers, and market hubs — empty agent markets stay honest.
Marketplace plan research - 03
How do I verify what I’m being sold?
Government complaint signals, license re-checks, methodology, and CMS provider participation — re-check primary sources yourself.
Plan Complaint Index
Featured research tools
Four flagships. ACA Savings Planner and Cost Planner are two views of cost and assistance — not competing quote tools.
Marketplace plan research
What does the local ACA Marketplace look like for my ZIP?
CMS-powered plan counts, issuer context, and research paths — educational only. Enroll on official Marketplace pathways.
ACA Coverage & Savings Planner
Might I qualify for Marketplace help — and what could coverage cost?
ZIP, ages, and income → premium tax credit education, CSR context, and local net-cost paths.
Cost & Coverage Planner
What could health coverage cost for the year?
Household and care-use scenarios for total annual cost paths — not premium-only guesses.
Plan Complaint Index
What do CMS complaint measures show for MA / Part D contracts?
Transparent government complaint rates with methodology — not a ranking for sale.
01. Coverage need
Clarify health, Medicare, home, auto, or other protection goals with educational pathfinders — not a sales quiz.
02. Local options
Local Marketplace landscapes, county Medicare context, carriers, and market hubs — empty agent markets stay honest.
03. Verify first
Government complaint signals, license re-checks, methodology, and CMS provider participation — re-check primary sources yourself.
Tools by life situation
Common moments — each routes to the best tools, not a full inventory dump.
Turning 65 / new to Medicare
Lost employer coverage
Self-employed / no employer plan
Moving or new state
Just researching
Reviewing costs or subsidies
Where our data comes from
- CMS public files — complaint measures, PPEF / Opt Out, enrollment context (vintages shown above).
- State insurance departments — official producer license lookups (we route you there; we do not invent status).
- Educational reconstructions — Marketplace premium baselines and FPL math are labeled estimates, not official awards.
Independence: no paid placements and no lead-selling quote funnels. My Insurance is a private save layer — not a lead marketplace.
Verified agency research listings
When research is done and you want licensed human help, browse directories that meet our verified research standard. Empty markets stay empty — we will not invent inventory or force a quote funnel.