Terms of Service
Effective date: June 1, 2026
Agreement
By accessing https://www.insurancetrusthub.com, you agree to these Terms of Service. If you do not agree, do not use the site. InsuranceTrustHub provides an informational directory and educational resources — we are not an insurance company, broker, or agent of record.
No insurance advice
Content on this site is for general educational purposes only and does not constitute insurance, legal, or financial advice. Coverage decisions should be made with a licensed insurance professional after reviewing your specific circumstances.
Directory listings
Independent directory. Not affiliated with any insurance carrier, agency, or agent. All information is for research purposes only. Always verify licensing directly with your state's Department of Insurance, NAIC, or official sources before engaging any provider.
User submissions
By submitting reviews, contact messages, or quote requests, you represent that your information is accurate and that you grant us a non-exclusive license to display and process your submission. We may remove content that violates these terms or applicable law.
Tools & estimates
Premium calculators and assessment tools provide estimates only. Actual premiums, coverage availability, and underwriting decisions are determined solely by licensed insurers and agents.
Prohibited use
- Scraping or automated harvesting of directory data without permission
- Submitting false reviews or fraudulent lead information
- Attempting to gain unauthorized access to admin or backend systems
- Using the site for unlawful purposes
Disclaimer of warranties
THE SITE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND. WE DO NOT GUARANTEE UNINTERRUPTED ACCESS, ACCURACY OF LISTINGS, OR OUTCOMES FROM AGENCY CONTACT.
Limitation of liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, INSURANCETRUSTHUB SHALL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES ARISING FROM USE OF THE SITE OR RELIANCE ON LISTED AGENCIES.
Governing law
These terms are governed by the laws of the State of Delaware, without regard to conflict-of-law principles, except where consumer protection laws in your state provide otherwise.
Contact
Questions about these Terms: hello@insurancetrusthub.com