Research Licensed Insurance Agents
You Can Verify Yourself
DOI & NAIC license checks · Free calculators · Guides written for consumers
How It Works
Search Your Market
Enter your ZIP to surface DOI-verified agents and health insurance specialists in your county or MSA.
Verify & Compare
Confirm licensing, review specialties, and use free tools before you share personal information.
Decide with Confidence
Use calculators for premiums and subsidies, then contact agents who match your coverage needs.
Key Tools
Free research tools — estimate costs, check licenses, and clarify coverage needs without talking to a salesperson first.
License Verification
Look up agent and agency licenses via state DOI and NAIC references.
ACA Subsidy Calculator
Estimate marketplace premium tax credits for 2026 household income bands.
Medicare Plan Finder
Compare Medicare Advantage and supplemental coverage paths by need.
Needs Assessment
Short questionnaire to clarify coverage priorities before talking to an agent.
Health Insurance Hubs
Market hubs featuring health insurance specialists in major MSAs — ACA, Medicare, and multi-line partners.
Miami–Fort Lauderdale
Florida
ACA marketplace and Medicare Advantage specialists across South Florida.
Health specialists →
Dallas–Fort Worth
Texas
Employer and individual health plans with bilingual agent coverage.
Health specialists →
Chicago
Illinois
County-level ACA navigators and multi-line agency partners.
Health specialists →
Guides & Resources
How to Verify an Insurance Agent License
Step-by-step DOI and NAIC checks so you confirm Active status and lines of authority.
How to Choose an Insurance Agent
Captive vs independent, questions to ask, and red flags before you share personal data.
Medicare Advantage vs. Medigap
Key differences for seniors evaluating supplemental coverage.
How to Choose a Health Insurance Plan
Compare metal tiers, networks, deductibles, premiums, and subsidies for 2026 coverage.
InsuranceTrustHub is an independent directory — not affiliated with listed carriers or agents. No paid placements. Licensing and enrollment data for research only; always verify with your state Department of Insurance.