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Top Verified Insurance Agents in San Jose

Health Insurance Experts Serving Silicon Valley engineers, startup founders, and tech executives

12 agencies · 8 health specialists · Avg trust score 91/100 · 540 reviews analyzed

ZIP search auto-detects your county/MSA and ranks local verified agents. 100% data-driven — never sponsored.

Local Market Snapshot

San Jose-Sunnyvale-Santa Clara across Santa Clara County serves constant health coverage transitions for tech professionals navigating RSU vesting, startup benefits gaps, and Covered California subsidy cliffs for high earners — alongside growing Medicare demand in Cupertino, Campbell, and Los Gatos corridors.

1.9M

Metro population

very high

Health insurance density

91/100

Avg trust score

Enrollment highlight: Silicon Valley tech equity and high-income Covered California cliffs

  • Covered California high-income ACA
  • Tech equity vesting transitions
  • Startup contractor health plans
  • Santa Clara County Medicare
  • Small-business group benefits
  • Bilingual Medicare (EN/ES)

Silicon Valley Coverage Area

12 verified independent agencies across Santa Clara County — 8 with primary health/Medicare/ACA/group emphasis and 4 multi-line independents. Covered California high-income cliffs, tech equity transitions, and startup benefits navigation. Average Google rating ~4.8–5.0 stars.

Santa ClaraSilicon Valley · Covered California · Bilingual EN/ES
Verified insurance agents in San Jose — sortable comparison table
#Agency / ContactCity & CountyLicenseHealth FocusRatingTrust
1
Gary Church
(408) 809-1569
San Jose, CA
Santa Clara County
CA-DOI Active ✅
Medicare AdvantageMedicare Supplement
5.0 (4)91/100
2
Pete Randazzo
(408) 830-8049
San Jose, CA
Santa Clara County
CA-DOI Active ✅
Medicare AdvantageMedicare Supplement
5.0 (46)85/100
3
Nicole Daman Insurance Services
Nicole Daman
(408) 666-7713
San Jose, CA
Santa Clara County
CA-DOI Active ✅
Employer/GroupACA Marketplace
5.0 (86)73/100
4
Conrad Solanzo
(408) 830-8364
San Jose, CA
Santa Clara County
CA-DOI Active ✅
Medicare AdvantageMedicare Supplement
4.8 (367)88/100
5
Theresa Bennett
(415) 887-2513
San Jose, CA
Santa Clara County
CA-DOI Active ✅
Medicare AdvantageMedicare Supplement
4.5 (8)79/100
6
Kingsley Kwong
(415) 949-1467
San Jose, CA
Santa Clara County
CA-DOI Active ✅
Medicare AdvantageMedicare Supplement
5.0 (6)83/100
7
Richard Pagano
(925) 247-9853
San Jose, CA
Santa Clara County
CA-DOI Active ✅
Medicare AdvantageMedicare Supplement
5.0 (323)90/100
8
Andrea Smith
(209) 301-8118
San Jose, CA
Santa Clara County
CA-DOI Active ✅
Medicare AdvantageMedicare Supplement
2.2 (10)61/100
9
Denise Cagle
(209) 441-3892
San Jose, CA
Santa Clara County
CA-DOI Active ✅
Medicare AdvantageACA Marketplace
4.2 (60)79/100
10
Sadique Insurance Agency
Heather Sadique
San Jose, CA
Santa Clara County
CA-DOI Active ✅
Medicare AdvantageACA Marketplace
4.8 (40)79/100
11
Veerman Insurance Solutions
Linda Pieters
San Jose, CA
Santa Clara County
CA-DOI Active ✅
Medicare AdvantageACA Marketplace
4.8 (38)71/100
12
Insurance Services By Zen
Binta Patel
San Jose, CA
Santa Clara County
CA-DOI Active ✅
Medicare AdvantageACA Marketplace
5.0 (5)83/100

✅ = DFS license confirmed where noted · Verify current status at Florida DFS Licensee Search and NIPR/NAIC producer lookup.

Health Insurance Specialists in San Jose

Top 3 featured: Gary Church · Pete Randazzo · Nicole Daman Insurance Services

Showing 8 of 8 agencies

1

Gary Church

San Jose · CA · Santa Clara County · Serves San Jose

5.0(4 reviews)

#1 top-rated San Jose Medicare broker (Medicare Agents Hub) offering independent Advantage, Medigap, and Covered California marketplace comparisons for Silicon Valley seniors, tech retirees, and high-income ACA cliff navigators.

Strong local reputation for unbiased Medicare guidance across San Jose, Sunnyvale, and Santa Clara County tech corridors.

Recognition: #1 Top Rated San Jose Broker

Medicare Advantage
Medicare Supplement
ACA Marketplace
Featured Medicare/ACA
License: CA-DOI Active ✅
Trust Score: 91/100
Local Market Experience: 97/100
Avg Response: <2h
DOI VerifiedNAIC Verified · BBB A+
(408) 809-1569Contact AgencyView Profile
2

Richard Pagano

San Jose · CA · Santa Clara County · Serves San Jose

5.0(323 reviews)

#6 top-rated San Jose Medicare broker from Medicare Agents Hub with bilingual English and Español service for Advantage, supplement, and Covered California comparisons across diverse South Bay communities.

Strong bilingual reviews for Medicare and ACA guidance across San Jose's diverse Silicon Valley communities.

Recognition: #6 Top Rated San Jose Broker · Bilingual English & Español

Medicare Advantage
Medicare Supplement
ACA Marketplace
Featured Medicare/ACA
Diverse Populations
License: CA-DOI Active ✅
Trust Score: 90/100
Local Market Experience: 94/100
Avg Response: <2h
DOI VerifiedNAIC Verified · BBB A
(925) 247-9853Contact AgencyView Profile
3

Pete Randazzo

San Jose · CA · Santa Clara County · Serves San Jose

5.0(46 reviews)

#2 top-rated San Jose Medicare agent from Medicare Agents Hub with personalized Advantage, supplement, and Covered California guidance for metro seniors and Peninsula-to-Valley relocating professionals.

Positive client feedback for thorough Medicare reviews and enrollment assistance across the San Jose metro.

Recognition: #2 Top Rated San Jose Agent

Medicare Advantage
Medicare Supplement
ACA Marketplace
Featured Medicare/ACA
License: CA-DOI Active ✅
Trust Score: 85/100
Local Market Experience: 96/100
Avg Response: <2h
DOI VerifiedNAIC Verified · BBB A+
(408) 830-8049Contact AgencyView Profile
4

Kingsley Kwong

San Jose · CA · Santa Clara County · Serves San Jose

5.0(6 reviews)

#5 top-rated San Jose Medicare agent from Medicare Agents Hub offering independent Advantage, Medigap, and Part D guidance for metro seniors and high-earning Silicon Valley professionals approaching Medicare eligibility.

Highly recommended for personalized Medicare comparisons across San Jose and Sunnyvale neighborhoods.

Recognition: #5 Top Rated San Jose Agent

Medicare Advantage
Medicare Supplement
ACA Marketplace
Featured Medicare/ACA
License: CA-DOI Active ✅
Trust Score: 83/100
Local Market Experience: 93/100
Avg Response: <2h
DOI VerifiedNAIC Verified · BBB A
(415) 949-1467Contact AgencyView Profile
5

Nicole Daman Insurance Services

San Jose · CA · Santa Clara County · Serves San Jose

5.0(86 reviews)

California-licensed independent brokerage since 2003 serving San Jose and Silicon Valley with individual, family, and small-business health plans plus Medicare, life, and dental guidance — side-by-side comparisons for tech employers and startup founders.

Trusted Silicon Valley brokerage for zero-pressure quotes and year-round enrollment support across Santa Clara County.

Recognition: Since 2003 · Independent brokerage · Health · Medicare · Life · Dental

Employer/Group
ACA Marketplace
Medicare Advantage
Life
Featured Medicare/ACA
License: CA-DOI Active ✅
Trust Score: 73/100
Local Market Experience: 98/100
Avg Response: <2h
DOI VerifiedNAIC Verified · BBB A+
(408) 666-7713Contact AgencyView Profile
6

Conrad Solanzo

San Jose · CA · Santa Clara County · Serves San Jose

4.8(367 reviews)

#3 top-rated San Jose Medicare broker from Medicare Agents Hub serving Santa Clara County with Advantage, Medigap, and Part D comparisons for Cupertino-corridor retirees and tech-sector pre-65 transitions.

Accessible Medicare enrollment praised by San Jose metro seniors and South Bay startup-corridor retirees.

Recognition: #3 Top Rated San Jose Broker

Medicare Advantage
Medicare Supplement
ACA Marketplace
Featured Medicare/ACA
License: CA-DOI Active ✅
Trust Score: 88/100
Local Market Experience: 95/100
Avg Response: <2h
DOI VerifiedNAIC Verified · BBB A
(408) 830-8364Contact AgencyView Profile
7

Theresa Bennett

San Jose · CA · Santa Clara County · Serves San Jose

4.5(8 reviews)

#4 top-rated San Jose Medicare agent from Medicare Agents Hub with local Advantage, supplement, and Covered California expertise for central Santa Clara County and Peninsula overflow families.

Trusted for patient Medicare counseling and annual plan review support in the San Jose area.

Recognition: #4 Top Rated San Jose Agent

Medicare Advantage
Medicare Supplement
ACA Marketplace
Featured Medicare/ACA
License: CA-DOI Active ✅
Trust Score: 79/100
Local Market Experience: 94/100
Avg Response: <2h
DOI VerifiedNAIC Verified · BBB A
(415) 887-2513Contact AgencyView Profile
8

Andrea Smith

San Jose · CA · Santa Clara County · Serves San Jose

2.2(10 reviews)

#7 top-rated San Jose Medicare agent from Medicare Agents Hub with local Advantage, supplement, and marketplace support for tech commuters and East San Jose suburban families.

Positive client feedback for thorough Medicare reviews and enrollment assistance in Santa Clara County.

Recognition: #7 Top Rated San Jose Agent

Medicare Advantage
Medicare Supplement
ACA Marketplace
Featured Medicare/ACA
License: CA-DOI Active ✅
Trust Score: 61/100
Local Market Experience: 92/100
Avg Response: <2h
DOI VerifiedNAIC Verified · BBB A
(209) 301-8118Contact AgencyView Profile

Full Directory — Multi-Line Agencies

Home, auto, life, and commercial partners serving San Jose-Sunnyvale-Santa Clara

Showing 4 of 4 agencies

9

Insurance Services By Zen

San Jose · CA · Santa Clara County · Serves San Jose

5.0(5 reviews)

Evergreen and southeast San Jose independent multi-line agency with Medicare and health cross-sell for 95138 suburban families, Evergreen Village Square corridor residents, and South Valley tech commuters.

Trusted southeast San Jose agency for Medicare referrals and personal-lines bundling along the Evergreen foothill growth corridor.
Medicare Advantage
ACA Marketplace
Employer/Group
Auto
Homeowners
Featured Medicare/ACA
License: CA-DOI Active ✅
Trust Score: 83/100
Local Market Experience: 89/100
Avg Response: <3h
DOI VerifiedNAIC Verified · BBB A
Contact AgencyView Profile
10

Sadique Insurance Agency

San Jose · CA · Santa Clara County · Serves San Jose

4.8(40 reviews)

South San Jose independent multi-line agency with Medicare and Covered California cross-sell for Cambrian Park, Blossom Valley, and 95124 suburban families near the tech employment corridor.

Local south San Jose support for Medicare and individual health plan comparisons near the Cambrian retail district.
Medicare Advantage
ACA Marketplace
Employer/Group
Auto
Homeowners
Featured Medicare/ACA
License: CA-DOI Active ✅
Trust Score: 79/100
Local Market Experience: 90/100
Avg Response: <3h
DOI VerifiedNAIC Verified · BBB A+
Contact AgencyView Profile
11

Veerman Insurance Solutions

San Jose · CA · Santa Clara County · Serves San Jose

4.8(38 reviews)

Central San Jose independent multi-line agency with Medicare and health cross-sell for 95118 Willow Glen families, startup contractors, and Santa Clara Valley suburban homeowners.

Accessible Willow Glen support for Medicare and property bundling near the Lincoln Avenue commercial corridor.
Medicare Advantage
ACA Marketplace
Employer/Group
Auto
Homeowners
Featured Medicare/ACA
License: CA-DOI Active ✅
Trust Score: 71/100
Local Market Experience: 91/100
Avg Response: <3h
DOI VerifiedNAIC Verified · BBB A
Contact AgencyView Profile
12

Denise Cagle

San Jose · CA · Santa Clara County · Serves San Jose

4.2(60 reviews)

#8 top-rated San Jose Medicare broker from Medicare Agents Hub with multi-line independent agency cross-sell for Willow Glen, Almaden Valley, and South Bay suburban families and contractor businesses.

Trusted south-metro agency for Medicare referrals and personal-lines bundling across the Almaden corridor.

Recognition: #8 Top Rated San Jose Broker

Medicare Advantage
ACA Marketplace
Employer/Group
Auto
Homeowners
Featured Medicare/ACA
License: CA-DOI Active ✅
Trust Score: 79/100
Local Market Experience: 91/100
Avg Response: <3h
DOI VerifiedNAIC Verified · BBB A
(209) 441-3892Contact AgencyView Profile

Compare Licensed Insurance Agencies

Independent matching in San Jose. No paid placements.

By submitting, you agree we may share your inquiry with verified listed agents for research purposes. Not insurance advice. Verify all licenses independently.

Why Local Matters

State licensing, network adequacy, and subsidy rules vary by county. Local agents in San Jose understand California DOI requirements and carrier appointments specific to your ZIP code.

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01

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02

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03

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Use our calculators to understand your numbers, then connect with independent agents who specialize in your coverage needs. Always verify licensing before engaging.

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