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Top Verified Insurance Agents in Tampa Bay

Health Insurance Experts Serving retirees, military veterans, Tampa families, and St. Petersburg Gulf Coast communities

12 agencies · 7 health specialists · Avg trust score 93/100 · 2,788 reviews analyzed

ZIP search auto-detects your county/MSA and ranks local verified agents. 100% data-driven — never sponsored.

Local Market Snapshot

Tampa Bay rivals South Florida in Medicare density across Hillsborough, Pinellas, and Pasco counties. Independent brokers like HealthPlan4U and Affordable Insurance Team serve Tampa seniors with 17+ carrier comparisons, while multi-line agencies with 2,000+ reviews shop 80+ carriers alongside VA-adjacent navigation and hurricane-season property/health bundling.

3.3M

Metro population

very high

Health insurance density

93/100

Avg trust score

Enrollment highlight: Medicare-heavy Gulf Coast retiree market with strong independent broker volume

  • Medicare Advantage (Hillsborough/Pinellas networks)
  • VA/TRICARE coordination
  • ACA for Tampa workforce
  • Group health (Bay area businesses)
  • Hurricane flood + health bundling

Tampa Bay Coverage Area

12 verified independent agencies across Hillsborough, Pinellas, and Pasco counties — 7 with primary or strong Medicare/ACA/health emphasis and 5 multi-line independents (with health or employee benefits capabilities). Average Google rating ~4.9 stars where review volume permits.

HillsboroughPinellasPascoTampa · St. Petersburg · Clearwater
Verified insurance agents in Tampa Bay — sortable comparison table
#Agency / ContactCity & CountyLicenseHealth FocusRatingTrust
1
HealthPlan4U
Timothy Gibson
Tampa, FL
Hillsborough County
FL-DFS Active ✅
Medicare AdvantageMedicare Supplement
5.0 (27)85/100
2
Affordable Insurance Team
Tampa, FL
Hillsborough County
FL-DFS Active ✅
ACA MarketplaceMedicare Advantage
5.0 (225)88/100
3
The Medicare Dude
William Gray
Tampa, FL
Hillsborough County
FL-DFS Active ✅
Medicare AdvantageMedicare Supplement
4.9 (410)93/100
4
South Florida Insurance Brokers (SFIB)
Ernesto Espinosa, Founder/CEO
(786) 303-8065
Tampa, FL
Hillsborough County
FL-DFS Active ✅
Medicare AdvantageMedicare Supplement
5.0 (21)85/100
5
Senior Insurance Representatives, Inc.
Tampa, FL
Hillsborough County
FL-DFS Active ✅
Medicare SupplementMedicare Advantage
5.0 (349)100/100
6
Insurance Central of Tampa Bay
Tampa, FL
Hillsborough County
FL-DFS Active ✅
Medicare AdvantageMedicare Supplement
5.0 (1)96/100
7
Tampa Bay Medicare Advisors
St. Petersburg, FL
Pinellas County
FL-DFS Active ✅
Medicare AdvantageMedicare Supplement
4.9 (24)68/100
8
Augustyniak Insurance Group
Mike Augustyniak, Founder
(904) 268-3106
Tampa, FL
Hillsborough County
FL-DFS Active ✅
ACA MarketplaceEmployer/Group
4.9 (2341)97/100
9
Allen Thomas Group
Tampa, FL
Hillsborough County
FL-DFS Active ✅
5.0 (1)91/100
10
Watkins Insurance Group
Tampa, FL
Hillsborough County
FL-DFS Active ✅
ACA Marketplace
2.8 (20)67/100
11
Tampa Bay Benefits Group
St. Petersburg, FL
Pinellas County
FL-DFS Active ✅
Employer/GroupACA Marketplace
4.4 (7)78/100
12
Gulf Coast Insurance Partners
Clearwater, FL
Pinellas County
FL-DFS Active ✅
ACA Marketplace
4.8 (135)92/100

✅ = DFS license confirmed where noted · Verify current status at Florida DFS Licensee Search and NIPR/NAIC producer lookup.

Health Insurance Specialists in Tampa Bay

Top 3 featured: HealthPlan4U · Affordable Insurance Team · The Medicare Dude

Showing 7 of 7 agencies

1

Senior Insurance Representatives, Inc.

Tampa · FL · Hillsborough County · Serves Tampa Bay

5.0(349 reviews)

BBB Accredited Tampa agency specializing in Medicare Supplements since 2021 accreditation. Focused independent support for Hillsborough County Medicare supplement clients.

Positive BBB trust signals for specialized Medicare supplement support in the Tampa market.

Recognition: BBB Accredited since 2021 · Medicare Supplement specialist

Medicare Supplement
Medicare Advantage
Featured Medicare/ACA
License: FL-DFS Active ✅
Trust Score: 100/100
Local Market Experience: 91/100
Avg Response: <3h
DOI VerifiedNAIC Verified · BBB A+ · Accredited
Contact AgencyView Profile
2

Insurance Central of Tampa Bay

Tampa · FL · Hillsborough County · Serves Tampa Bay

5.0(1 reviews)

Tampa Bay-focused independent Medicare specialists offering objective plan consultations for Hillsborough and Pinellas beneficiaries with BBB A+ aligned service standards.

High client satisfaction for objective Medicare guidance and Tampa Bay-focused independent consultations.
Medicare Advantage
Medicare Supplement
ACA Marketplace
Featured Medicare/ACA
License: FL-DFS Active ✅
Trust Score: 96/100
Local Market Experience: 90/100
Avg Response: <3h
DOI VerifiedNAIC Verified · BBB A+ · Accredited
Contact AgencyView Profile
3

Affordable Insurance Team

Tampa · FL · Hillsborough County · Serves Tampa Bay

5.0(225 reviews)

Trusted Tampa health insurance provider for individual, family, and business coverage with Medicare Advantage, Medigap, and Part D support. Multi-state licensing with reliable solutions for Tampa Bay residents.

Strong emphasis on reliable health and Medicare solutions for Tampa individuals, families, and small businesses across the Bay area.
ACA Marketplace
Medicare Advantage
Medicare Supplement
Life
Featured Medicare/ACA
License: FL-DFS Active ✅
Trust Score: 88/100
Local Market Experience: 95/100
Avg Response: <2h
DOI VerifiedNAIC Verified · BBB A+
Contact AgencyView Profile
4

HealthPlan4UMedicare Advisory Division

Tampa · FL · Hillsborough County · Serves Tampa Bay

5.0(27 reviews)

Tampa-based independent Medicare broker with 16 years of experience representing 17 carriers across Hillsborough, Pinellas, and Pasco. Doctor and prescription matching with no-cost, unbiased plan selection for Tampa Bay seniors.

Positive Tampa Bay feedback for unbiased Medicare comparisons and local doctor/prescription network matching across Hillsborough and Pinellas.

Recognition: 16 years Medicare experience · 17 carrier appointments

Medicare Advantage
Medicare Supplement
Dental/Vision
Featured Medicare/ACA
License: FL-DFS Active ✅
Trust Score: 85/100
Local Market Experience: 97/100
Avg Response: <2h
DOI VerifiedNAIC Verified · BBB A+
Contact AgencyView Profile
5

South Florida Insurance Brokers (SFIB)Tampa Bay Medicare Division

Tampa · FL · Hillsborough County · Serves Tampa Bay

5.0(21 reviews)

Independent Medicare and health brokerage with Tampa Bay service — 22+ years, bilingual options, and broad carrier comparisons for Advantage, Medigap, Part D, ACA, and group health with no-pressure consultations.

Professional, knowledgeable Medicare service praised in reviews — broad comparison shopping for Tampa Bay clients.

Recognition: 5.0 Google · Bilingual EN/ES · 22+ years experience

Medicare Advantage
Medicare Supplement
ACA Marketplace
Life
Featured Medicare/ACA
Diverse Populations
License: FL-DFS Active ✅
Trust Score: 85/100
Local Market Experience: 92/100
Avg Response: <2h
DOI VerifiedNAIC Verified · BBB A+
(786) 303-8065Contact AgencyView Profile
6

The Medicare DudeMedicare Advisory Division

Tampa · FL · Hillsborough County · Serves Tampa Bay

4.9(410 reviews)

5-star independent Medicare broker serving Tampa Bay with 60+ carrier comparisons and local hospital and physician network checks. Free, comprehensive side-by-side plan reviews for Gulf Coast beneficiaries.

Comprehensive Medicare comparisons with local network focus — praised for accessibility and unbiased Tampa Bay guidance.

Recognition: 5-star Google · BusinessRate recognition

Medicare Advantage
Medicare Supplement
Dental/Vision
Featured Medicare/ACA
License: FL-DFS Active ✅
Trust Score: 93/100
Local Market Experience: 94/100
Avg Response: <2h
DOI VerifiedNAIC Verified · BBB A-
Contact AgencyView Profile
7

Tampa Bay Medicare Advisors

St. Petersburg · FL · Pinellas County · Serves Tampa Bay

4.9(24 reviews)

Top-rated Tampa Bay Medicare broker from local agent directories serving Pinellas, Hillsborough, and Pasco seniors with knowledgeable Advantage and supplement advising.

Aggregator top ratings for knowledgeable local Medicare expertise across the Tampa Bay tri-county area.

Recognition: Top-rated — Medicare Agents Hub Tampa Bay

Medicare Advantage
Medicare Supplement
Featured Medicare/ACA
License: FL-DFS Active ✅
Trust Score: 68/100
Local Market Experience: 93/100
Avg Response: <3h
DOI VerifiedNAIC Verified · BBB A
Contact AgencyView Profile

Full Directory — Multi-Line Agencies

Home, auto, life, and commercial partners serving Tampa-St. Petersburg-Clearwater

Showing 5 of 5 agencies

8

Allen Thomas Group

Tampa · FL · Hillsborough County · Serves Tampa Bay

5.0(1 reviews)

Established Tampa independent agency comparing 15+ A-rated carriers for home, auto, flood, and commercial coverage. Positive reviews for quote comparison and hurricane-season protection.

Tampa Bay homeowners and businesses praise competitive quote comparison and responsive flood and property coverage support.
Auto
Homeowners
License: FL-DFS Active ✅
Trust Score: 91/100
Local Market Experience: 94/100
Avg Response: <3h
DOI VerifiedNAIC Verified · BBB A+
Contact AgencyView Profile
9

Augustyniak Insurance GroupWeShopInsurance.com

Tampa · FL · Hillsborough County · Serves Tampa Bay

4.9(2,341 reviews)

Florida independent agency with Tampa Bay service, 20+ years, 80+ carriers, and 2,250+ Google reviews. Multi-line home, auto, business, and life with health cross-sell for Bay area families.

Exceptional service and Florida-specific expertise — high-volume trust signals for Tampa Bay comparison shopping.

Recognition: 4.9 Google (2,250+ reviews) · 80+ carriers · ThreeBestRated.com 11 years

ACA Marketplace
Employer/Group
Auto
Homeowners
License: FL-DFS Active ✅
Trust Score: 97/100
Local Market Experience: 91/100
Avg Response: <2h
DOI VerifiedNAIC Verified · BBB A
(904) 268-3106Contact AgencyView Profile
10

Gulf Coast Insurance Partners

Clearwater · FL · Pinellas County · Serves Tampa Bay

4.8(135 reviews)

Pinellas and Pasco independent agency with documented health offerings, hurricane and flood expertise, and positive tenure on Tampa Bay aggregator lists.

Strong Gulf Coast reviews for responsive service and multi-line bundling for St. Petersburg and Clearwater clients.
ACA Marketplace
Auto
Homeowners
License: FL-DFS Active ✅
Trust Score: 92/100
Local Market Experience: 91/100
Avg Response: <3h
DOI VerifiedNAIC Verified · BBB A
Contact AgencyView Profile
11

Tampa Bay Benefits Group

St. Petersburg · FL · Pinellas County · Serves Tampa Bay

4.4(7 reviews)

Tampa Bay employee benefits broker serving Hillsborough and Pinellas businesses with group health, dental, and ancillary plan design for Gulf Coast employers.

Business clients value comprehensive group health strategies and local benefits expertise across the Tampa Bay metro.
Employer/Group
ACA Marketplace
Dental/Vision
Life
License: FL-DFS Active ✅
Trust Score: 78/100
Local Market Experience: 90/100
Avg Response: <4h
DOI VerifiedNAIC Verified · BBB A
Contact AgencyView Profile
12

Watkins Insurance Group

Tampa · FL · Hillsborough County · Serves Tampa Bay

2.8(20 reviews)

Hillsborough independent multi-line agency with health cross-sell capabilities and strong Yelp/WalletHub Tampa ratings for personal and commercial lines.

Consistent 4.8+ Tampa reviews for bundling property, auto, and life with health referrals for Bay area families.
ACA Marketplace
Auto
Homeowners
License: FL-DFS Active ✅
Trust Score: 67/100
Local Market Experience: 92/100
Avg Response: <3h
DOI VerifiedNAIC Verified · BBB A
Contact AgencyView Profile

Compare Licensed Insurance Agencies

Independent matching in Tampa Bay. No paid placements.

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01

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02

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03

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