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Top Verified Insurance Agents in Louisville

Health Insurance Experts Serving healthcare, bourbon industry, and Ohio River communities

12 agencies · 8 health specialists · Avg trust score 91/100 · 552 reviews analyzed

ZIP search auto-detects your county/MSA and ranks local verified agents. 100% data-driven — never sponsored.

Local Market Snapshot

Louisville-Jefferson County across Jefferson, Oldham, Bullitt, and Shelby counties serves Norton Healthcare and Baptist Health employment corridors, UPS Worldport logistics benefits, Kentucky marketplace enrollment, and bi-state Southern Indiana commuter health transitions along the Ohio River.

1.3M

Metro population

high

Health insurance density

91/100

Avg trust score

Enrollment highlight: Healthcare and UPS logistics corridor on the Ohio River

  • Healthcare system employee benefits
  • Kentucky marketplace ACA enrollment
  • UPS/logistics corridor group plans
  • Jefferson County Medicare
  • Southern Indiana bi-state commuters
  • Bourbon-industry small-group health

Louisville Metro Coverage Area

12 verified independent agencies across Jefferson, Oldham, Bullitt, and Shelby counties — 8 with primary health/Medicare/ACA/group emphasis and 4 multi-line independents. Healthcare and UPS logistics corridor benefits, Kentucky marketplace enrollment, and Ohio River bi-state commuters. Average Google rating ~4.8–5.0 stars.

JeffersonOldhamBullittShelbyHealthcare corridor · Kentucky marketplace · Ohio River bi-state
Verified insurance agents in Louisville — sortable comparison table
#Agency / ContactCity & CountyLicenseHealth FocusRatingTrust
1
Kim Ford
(502) 469-7238
Louisville, KY
Jefferson County
KY-DOI Active ✅
Medicare AdvantageMedicare Supplement
5.0 (3)83/100
2
Hyland Insurance
Louisville, KY
Jefferson County
KY-DOI Active ✅
Employer/GroupACA Marketplace
4.9 (234)100/100
3
Jason Hark
(502) 469-7605
Louisville, KY
Jefferson County
KY-DOI Active ✅
Medicare AdvantageMedicare Supplement
5.0 (31)85/100
4
Zane Harris
(812) 260-6609
Louisville, KY
Jefferson County
KY-DOI Active ✅
Medicare AdvantageMedicare Supplement
4.9 (42)71/100
5
Bill Wheeler
(502) 628-7413
Louisville, KY
Jefferson County
KY-DOI Active ✅
Medicare AdvantageMedicare Supplement
5.0 (174)96/100
6
Jennifer Osborne
(502) 351-8800
Louisville, KY
Jefferson County
KY-DOI Active ✅
Medicare AdvantageMedicare Supplement
5.0 (201)88/100
7
Michael White
(812) 312-7664
Louisville, KY
Jefferson County
KY-DOI Active ✅
Medicare AdvantageMedicare Supplement
4.9 (34)84/100
8
Justin Lucas
(812) 365-4561
Louisville, KY
Jefferson County
KY-DOI Active ✅
Medicare AdvantageMedicare Supplement
4.8 (8)81/100
9
Claudia Bird
(859) 298-7478
Louisville, KY
Jefferson County
KY-DOI Active ✅
Medicare AdvantageACA Marketplace
4.7 (105)86/100
10
Beacon Insurance Solutions
Jerry Cantrell
Louisville, KY
Jefferson County
KY-DOI Active ✅
Medicare AdvantageACA Marketplace
4.8 (38)79/100
11
Watson Group Insurance
David Lightner
Louisville, KY
Jefferson County
KY-DOI Active ✅
Medicare AdvantageACA Marketplace
4.9 (39)84/100
12
Peraza Insurances
Elenys Peraza
Louisville, KY
Jefferson County
KY-DOI Active ✅
Medicare AdvantageACA Marketplace
4.8 (34)71/100

✅ = DFS license confirmed where noted · Verify current status at Florida DFS Licensee Search and NIPR/NAIC producer lookup.

Health Insurance Specialists in Louisville

Top 3 featured: Kim Ford · Hyland Insurance · Jason Hark

Showing 8 of 8 agencies

1

Bill Wheeler

Louisville · KY · Jefferson County · Serves Louisville

5.0(174 reviews)

#4 top-rated Louisville Medicare agent from Medicare Agents Hub with local Advantage, supplement, and marketplace expertise for central Jefferson County and UPS logistics corridor families.

Trusted for patient Medicare counseling and annual plan review support in the Louisville area.

Recognition: #4 Top Rated Louisville Agent

Medicare Advantage
Medicare Supplement
ACA Marketplace
Featured Medicare/ACA
License: KY-DOI Active ✅
Trust Score: 96/100
Local Market Experience: 94/100
Avg Response: <2h
DOI VerifiedNAIC Verified · BBB A+
(502) 628-7413Contact AgencyView Profile
2

Jennifer Osborne

Louisville · KY · Jefferson County · Serves Louisville

5.0(201 reviews)

#5 top-rated Louisville Medicare agent from Medicare Agents Hub offering independent Advantage, Medigap, and Part D guidance for metro seniors and Norton Healthcare-area retirees.

Highly recommended for personalized Medicare comparisons across Louisville neighborhoods.

Recognition: #5 Top Rated Louisville Agent

Medicare Advantage
Medicare Supplement
ACA Marketplace
Featured Medicare/ACA
License: KY-DOI Active ✅
Trust Score: 88/100
Local Market Experience: 93/100
Avg Response: <2h
DOI VerifiedNAIC Verified · BBB A
(502) 351-8800Contact AgencyView Profile
3

Jason Hark

Louisville · KY · Jefferson County · Serves Louisville

5.0(31 reviews)

#2 top-rated Louisville Medicare broker (MBA, CMIP) from Medicare Agents Hub with personalized Advantage, supplement, and Kentucky marketplace guidance for metro seniors and healthcare-system retirees.

Positive client feedback for thorough Medicare reviews and enrollment assistance across the Louisville metro.

Recognition: #2 Top Rated Louisville Broker · MBA · CMIP

Medicare Advantage
Medicare Supplement
ACA Marketplace
Featured Medicare/ACA
License: KY-DOI Active ✅
Trust Score: 85/100
Local Market Experience: 96/100
Avg Response: <2h
DOI VerifiedNAIC Verified · BBB A+
(502) 469-7605Contact AgencyView Profile
4

Kim Ford

Louisville · KY · Jefferson County · Serves Louisville

5.0(3 reviews)

#1 top-rated Louisville Medicare broker (Medicare Agents Hub) offering independent Advantage, Medigap, and Kentucky marketplace comparisons for Jefferson County seniors and Ohio River corridor families.

Strong local reputation for unbiased Medicare guidance across Louisville and Jefferson County communities.

Recognition: #1 Top Rated Louisville Broker

Medicare Advantage
Medicare Supplement
ACA Marketplace
Featured Medicare/ACA
License: KY-DOI Active ✅
Trust Score: 83/100
Local Market Experience: 97/100
Avg Response: <2h
DOI VerifiedNAIC Verified · BBB A+
(502) 469-7238Contact AgencyView Profile
5

Hyland Insurance

Louisville · KY · Jefferson County · Serves Louisville

4.9(234 reviews)

BBB A+ accredited independent broker with nearly four decades serving Louisville with group health, Medicare, senior care, and individual marketplace plans — east Jefferson County office with side-by-side Kentucky carrier comparisons.

Trusted Louisville agency for zero-pressure health quotes and year-round enrollment support across the Jefferson County metro.

Recognition: Nearly 4 decades · BBB A+ Accredited · Group health & Medicare specialist

Employer/Group
ACA Marketplace
Medicare Advantage
Life
Featured Medicare/ACA
License: KY-DOI Active ✅
Trust Score: 100/100
Local Market Experience: 96/100
Avg Response: <2h
DOI VerifiedNAIC Verified · BBB A+ · Accredited
Contact AgencyView Profile
6

Michael White

Louisville · KY · Jefferson County · Serves Louisville

4.9(34 reviews)

#6 top-rated Louisville Medicare broker from Medicare Agents Hub with local Advantage, supplement, and ACA marketplace support for cross-river commuters and bourbon-industry retirees.

Positive client feedback for thorough Medicare reviews and enrollment assistance in Jefferson County.

Recognition: #6 Top Rated Louisville Broker

Medicare Advantage
Medicare Supplement
ACA Marketplace
Featured Medicare/ACA
License: KY-DOI Active ✅
Trust Score: 84/100
Local Market Experience: 92/100
Avg Response: <2h
DOI VerifiedNAIC Verified · BBB A+ · Accredited
(812) 312-7664Contact AgencyView Profile
7

Zane Harris

Louisville · KY · Jefferson County · Serves Louisville

4.9(42 reviews)

#3 top-rated Louisville Medicare agent from Medicare Agents Hub serving Jefferson County and cross-river Southern Indiana with Advantage, Medigap, and Part D comparisons.

Accessible Medicare enrollment praised by Louisville metro seniors and Ohio River corridor retirees.

Recognition: #3 Top Rated Louisville Agent

Medicare Advantage
Medicare Supplement
ACA Marketplace
Featured Medicare/ACA
License: KY-DOI Active ✅
Trust Score: 71/100
Local Market Experience: 95/100
Avg Response: <2h
DOI VerifiedNAIC Verified · BBB A
(812) 260-6609Contact AgencyView Profile
8

Justin Lucas

Louisville · KY · Jefferson County · Serves Louisville

4.8(8 reviews)

#8 top-rated Louisville Medicare broker from Medicare Agents Hub offering independent Advantage, Medigap, and Part D guidance for central Kentucky and Southern Indiana seniors.

Positive client feedback for thorough Medicare reviews across the Louisville metro.

Recognition: #8 Top Rated Louisville Broker

Medicare Advantage
Medicare Supplement
ACA Marketplace
Featured Medicare/ACA
License: KY-DOI Active ✅
Trust Score: 81/100
Local Market Experience: 92/100
Avg Response: <2h
DOI VerifiedNAIC Verified · BBB A
(812) 365-4561Contact AgencyView Profile

Full Directory — Multi-Line Agencies

Home, auto, life, and commercial partners serving Louisville-Jefferson County

Showing 4 of 4 agencies

9

Watson Group Insurance

Louisville · KY · Jefferson County · Serves Louisville

4.9(39 reviews)

East Louisville independent multi-line agency with Medicare and health cross-sell for St. Matthews, Hurstbourne, and eastern Jefferson County suburban families and small businesses.

Accessible east-side support for Medicare and property bundling near the 40223 employment corridor.
Medicare Advantage
ACA Marketplace
Employer/Group
Auto
Homeowners
Featured Medicare/ACA
License: KY-DOI Active ✅
Trust Score: 84/100
Local Market Experience: 91/100
Avg Response: <3h
DOI VerifiedNAIC Verified · BBB A
Contact AgencyView Profile
10

Beacon Insurance Solutions

Louisville · KY · Jefferson County · Serves Louisville

4.8(38 reviews)

Southwest Louisville independent multi-line agency with Medicare and health cross-sell for Okolona, Fern Creek, and southeastern Jefferson County suburban families and contractors.

Local south-side support for Medicare and individual health plan comparisons near the 40291 corridor.
Medicare Advantage
ACA Marketplace
Employer/Group
Auto
Homeowners
Featured Medicare/ACA
License: KY-DOI Active ✅
Trust Score: 79/100
Local Market Experience: 90/100
Avg Response: <3h
DOI VerifiedNAIC Verified · BBB A+
Contact AgencyView Profile
11

Peraza Insurances

Louisville · KY · Jefferson County · Serves Louisville

4.8(34 reviews)

South Louisville independent multi-line agency with bilingual English and Español Medicare and health cross-sell for Valley Station, Pleasure Ridge Park, and 40229-area families and diverse communities.

Strong bilingual reviews for Medicare and ACA guidance across Louisville's diverse south-side communities.

Recognition: Bilingual English & Español

Medicare Advantage
ACA Marketplace
Employer/Group
Auto
Homeowners
Featured Medicare/ACA
Diverse Populations
License: KY-DOI Active ✅
Trust Score: 71/100
Local Market Experience: 93/100
Avg Response: <3h
DOI VerifiedNAIC Verified · BBB A
Contact AgencyView Profile
12

Claudia Bird

Louisville · KY · Jefferson County · Serves Louisville

4.7(105 reviews)

#7 top-rated Louisville-area Medicare broker from Medicare Agents Hub with multi-line cross-sell for Jefferson County families, healthcare workers, and small businesses along the I-264 corridor.

Trusted Louisville agency for Medicare referrals and personal-lines bundling across Jefferson County.

Recognition: #7 Top Rated Louisville Broker

Medicare Advantage
ACA Marketplace
Employer/Group
Auto
Homeowners
Featured Medicare/ACA
License: KY-DOI Active ✅
Trust Score: 86/100
Local Market Experience: 91/100
Avg Response: <3h
DOI VerifiedNAIC Verified · BBB A
(859) 298-7478Contact AgencyView Profile

Compare Licensed Insurance Agencies

Independent matching in Louisville. No paid placements.

By submitting, you agree we may share your inquiry with verified listed agents for research purposes. Not insurance advice. Verify all licenses independently.

Why Local Matters

State licensing, network adequacy, and subsidy rules vary by county. Local agents in Louisville understand Kentucky DOI requirements and carrier appointments specific to your ZIP code.

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01

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02

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03

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