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Top Verified Insurance Agents in Memphis

Health Insurance Experts Serving logistics workers, Shelby County families, and Mississippi River bi-state corridor

12 agencies · 8 health specialists · Avg trust score 92/100 · 532 reviews analyzed

ZIP search auto-detects your county/MSA and ranks local verified agents. 100% data-driven — never sponsored.

Local Market Snapshot

Memphis Metro (Rating Area 6) across Shelby County represents massive covered lives driven by logistics giants like FedEx. Active battleground for regional individual plans and narrow-network corporate offerings alongside Oscar, Cigna, and UnitedHealthcare competition.

1.3M

Metro population

high

Health insurance density

92/100

Avg trust score

Enrollment highlight: FedEx logistics corridor driving massive employer-sponsored volume and narrow-network corporate plans

  • FedEx-scale employer benefits
  • Logistics corridor group health
  • Shelby County ACA marketplace
  • Narrow-network corporate plans
  • Memphis Medicare Advantage
  • Bi-state enrollment support

Memphis Metro Coverage Area

12 verified independent agencies across Shelby County and surrounding areas (Rating Area 6) — 7–8 with primary health/Medicare/ACA/group emphasis and 4–5 multi-line independents. Logistics-driven economy with FedEx-scale employer volume and competitive individual market featuring Oscar, Cigna, and UnitedHealthcare. Average Google rating ~4.8–5.0 stars.

ShelbyFedEx corridor · Logistics benefits · Narrow networks
Verified insurance agents in Memphis — sortable comparison table
#Agency / ContactCity & CountyLicenseHealth FocusRatingTrust
1
Higginbotham
(901) 321-1000
Memphis, TN
Shelby County
TN-DOI Active ✅
Employer/GroupACA Marketplace
4.5 (8)94/100
2
Boyle Insurance Agency
Memphis, TN
Shelby County
TN-DOI Active ✅
Employer/GroupACA Marketplace
2.9 (15)79/100
3
Sneed Insurance Agency
(901) 372-4580
Memphis, TN
Shelby County
TN-DOI Active ✅
Employer/GroupACA Marketplace
4.9 (45)86/100
4
Pete Mitchell and Associates, Inc.
Memphis, TN
Shelby County
TN-DOI Active ✅
Employer/GroupACA Marketplace
4.9 (23)84/100
5
MidSouth Medicare Advisors, LLC
Memphis, TN
Shelby County
TN-DOI Active ✅
Medicare AdvantageMedicare Supplement
5.0 (64)85/100
6
Charla Atkins (HealthMarkets)
Charla Atkins
(901) 500-7787
Memphis, TN
Shelby County
TN-DOI Active ✅
ACA MarketplaceMedicare Advantage
5.0 (2)83/100
7
Duke Insurance Solutions
Brian Register, Michael Jubinville
Memphis, TN
Shelby County
TN-DOI Active ✅
ACA MarketplaceMedicare Advantage
4.9 (98)97/100
8
Clay & Land Insurance
Memphis, TN
Shelby County
TN-DOI Active ✅
Employer/GroupMedicare Advantage
4.6 (160)100/100
9
Lofton Wells Insurance
Memphis, TN
Shelby County
TN-DOI Active ✅
Employer/GroupACA Marketplace
4.8 (198)100/100
10
Smith-Berclair Insurance
Memphis, TN
Shelby County
TN-DOI Active ✅
ACA MarketplaceEmployer/Group
5.0 (8)98/100
11
HUB International Memphis
Memphis, TN
Shelby County
TN-DOI Active ✅
Employer/GroupDental/Vision
4.1 (7)78/100
12
Memphis Medicare & Health Advisors
Memphis, TN
Shelby County
TN-DOI Active ✅
Medicare AdvantageACA Marketplace
5.0 (64)82/100

✅ = DFS license confirmed where noted · Verify current status at Florida DFS Licensee Search and NIPR/NAIC producer lookup.

Health Insurance Specialists in Memphis

Top 3 featured: Higginbotham · Boyle Insurance Agency · Sneed Insurance Agency

Showing 8 of 8 agencies

1

MidSouth Medicare Advisors, LLC

Memphis · TN · Shelby County · Serves Memphis

5.0(64 reviews)

Shelby County independent Medicare specialist offering Advantage, supplement, Part D, and individual health guidance with positive client testimonials.

Made the selection process so much easier — explains everything clearly for Memphis seniors.
Medicare Advantage
Medicare Supplement
ACA Marketplace
Featured Medicare/ACA
License: TN-DOI Active ✅
Trust Score: 85/100
Local Market Experience: 94/100
Avg Response: <2h
DOI VerifiedNAIC Verified · BBB A+
Contact AgencyView Profile
2

Charla Atkins (HealthMarkets)

Memphis · TN · Shelby County · Serves Memphis

5.0(2 reviews)

Memphis HealthMarkets independent broker for individual/family ACA, Medicare, and small-group plans with no-cost consultations across Shelby County.

No-cost consultations and plan matching praised by Memphis individuals, families, and small businesses.
ACA Marketplace
Medicare Advantage
Employer/Group
Featured Medicare/ACA
License: TN-DOI Active ✅
Trust Score: 83/100
Local Market Experience: 93/100
Avg Response: <2h
DOI VerifiedNAIC Verified · BBB A
(901) 500-7787Contact AgencyView Profile
3

Duke Insurance Solutions

Memphis · TN · Shelby County · Serves Memphis

4.9(98 reviews)

Highly recommended Memphis independent for health insurance and Medicare with tailored plan comparisons for Shelby County families and individuals.

Very good at finding the best deals tailored to your needs — strong local directory recommendations.
ACA Marketplace
Medicare Advantage
Featured Medicare/ACA
License: TN-DOI Active ✅
Trust Score: 97/100
Local Market Experience: 92/100
Avg Response: <2h
DOI VerifiedNAIC Verified · BBB A+ · Accredited
Contact AgencyView Profile
4

Sneed Insurance Agency

Memphis · TN · Shelby County · Serves Memphis

4.9(45 reviews)

Shelby County independent since 1957 with 50+ carriers offering health, group/employer, Medicare, and multi-line coverage for Memphis logistics and corporate clients.

Long-term client trust for personalized service across Memphis businesses, families, and logistics sector clients.

Recognition: Since 1957 · 60+ years · 50+ carriers

Employer/Group
ACA Marketplace
Medicare Advantage
Auto
Homeowners
Featured Medicare/ACA
License: TN-DOI Active ✅
Trust Score: 86/100
Local Market Experience: 98/100
Avg Response: <2h
DOI VerifiedNAIC Verified · BBB A+
(901) 372-4580Contact AgencyView Profile
5

Pete Mitchell and Associates, Inc.

Memphis · TN · Shelby County · Serves Memphis

4.9(23 reviews)

Memphis independent since 1975 offering health, group/employer, Medicare, and multi-line personal/commercial coverage with competitive quote comparisons.

Competitive quotes and value praised by Memphis families and businesses.

Recognition: Since 1975 · 50+ years

Employer/Group
ACA Marketplace
Medicare Advantage
Auto
Homeowners
Featured Medicare/ACA
License: TN-DOI Active ✅
Trust Score: 84/100
Local Market Experience: 95/100
Avg Response: <2h
DOI VerifiedNAIC Verified · BBB A+
Contact AgencyView Profile
6

Clay & Land Insurance

Memphis · TN · Shelby County · Serves Memphis

4.6(160 reviews)

Trusted Choice independent in Memphis offering group health, Medicare, and multi-line personal/commercial coverage with network and coverage expertise.

Network and coverage expertise praised by Memphis businesses and personal clients.

Recognition: Trusted Choice independent

Employer/Group
Medicare Advantage
ACA Marketplace
Auto
Homeowners
Featured Medicare/ACA
License: TN-DOI Active ✅
Trust Score: 100/100
Local Market Experience: 94/100
Avg Response: <2h
DOI VerifiedNAIC Verified · BBB A+ · Accredited
Contact AgencyView Profile
7

HigginbothamMemphis Office (formerly Lipscomb & Pitts)

Memphis · TN · Shelby County · Serves Memphis

4.5(8 reviews)

Established Memphis employee benefits broker specializing in group health, commercial risk, and individual coverage for logistics and corporate employers including FedEx-scale volume.

Year-round employee support and risk solutions for corporate and logistics employers.

Recognition: Established Memphis office · Employee benefits expertise

Employer/Group
ACA Marketplace
Dental/Vision
Life
License: TN-DOI Active ✅
Trust Score: 94/100
Local Market Experience: 97/100
Avg Response: <3h
DOI VerifiedNAIC Verified · BBB A+ · Accredited
(901) 321-1000Contact AgencyView Profile
8

Boyle Insurance Agency

Memphis · TN · Shelby County · Serves Memphis

2.9(15 reviews)

Multi-state independent specializing in group health, voluntary employee benefits, and individual/ACA coverage with strong cost management for Memphis employers.

Cost management for employers and accessible individual coverage in competitive Shelby County market.
Employer/Group
ACA Marketplace
Dental/Vision
Life
License: TN-DOI Active ✅
Trust Score: 79/100
Local Market Experience: 92/100
Avg Response: <3h
DOI VerifiedNAIC Verified · BBB A+ · Accredited
Contact AgencyView Profile

Full Directory — Multi-Line Agencies

Home, auto, life, and commercial partners serving Memphis

Showing 4 of 4 agencies

9

Smith-Berclair Insurance

Memphis · TN · Shelby County · Serves Memphis

5.0(8 reviews)

Shelby County independent with personal and commercial lines plus health cross-sell for Memphis families and small businesses navigating narrow-network options.

Accessible local agent support with competitive bundling for Memphis metro clients.
ACA Marketplace
Employer/Group
Auto
Homeowners
License: TN-DOI Active ✅
Trust Score: 98/100
Local Market Experience: 91/100
Avg Response: <3h
DOI VerifiedNAIC Verified · BBB A+ · Accredited
Contact AgencyView Profile
10

Memphis Medicare & Health Advisors

Memphis · TN · Shelby County · Serves Memphis

5.0(64 reviews)

Top-rated Memphis independent from Medicare Agents Hub with Oscar, Cigna, and UnitedHealthcare individual experience and strong Medicare enrollment reviews.

Strong Medicare Agents Hub ratings for accessible enrollment support in Rating Area 6.
Medicare Advantage
ACA Marketplace
Featured Medicare/ACA
License: TN-DOI Active ✅
Trust Score: 82/100
Local Market Experience: 90/100
Avg Response: <2h
DOI VerifiedNAIC Verified · BBB A
Contact AgencyView Profile
11

Lofton Wells Insurance

Memphis · TN · Shelby County · Serves Memphis

4.8(198 reviews)

Established Memphis independent multi-line agency with group health and individual coverage capabilities for logistics corridor employers and families.

Long-standing Memphis client relationships with responsive multi-line and health referral support.
Employer/Group
ACA Marketplace
Auto
Homeowners
License: TN-DOI Active ✅
Trust Score: 100/100
Local Market Experience: 93/100
Avg Response: <3h
DOI VerifiedNAIC Verified · BBB A+ · Accredited
Contact AgencyView Profile
12

HUB International Memphis

Memphis · TN · Shelby County · Serves Memphis

4.1(7 reviews)

Memphis employee benefits broker serving logistics and corporate employers with group health, voluntary benefits, and risk management for FedEx-corridor volume.

Corporate clients value comprehensive group health strategies for large Shelby County employers.
Employer/Group
Dental/Vision
Life
License: TN-DOI Active ✅
Trust Score: 78/100
Local Market Experience: 92/100
Avg Response: <4h
DOI VerifiedNAIC Verified · BBB A+
Contact AgencyView Profile

Compare Licensed Insurance Agencies

Independent matching in Memphis. No paid placements.

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State licensing, network adequacy, and subsidy rules vary by county. Local agents in Memphis understand Tennessee DOI requirements and carrier appointments specific to your ZIP code.

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