Northwest Chicago independent multi-line agency with health, Medicare, and group cross-sell for Cook County families and businesses near O'Hare and Edison Park.
Northwest Chicago independent multi-line agency with health, Medicare, and group cross-sell for Cook County families and businesses near O'Hare and Edison Park. Responsive multi-line service with health referral expertise for northwest Chicago clients.
Trust Score
87/100
Composite from Google reviews, BBB standing, license verification, tenure, and Government Standing (CMS-related signals). Not influenced by paid placement.
Trust Score breakdown
87/100
Consumer Reputation
+14
Google 5.0 · 72 reviews
Independent directory. Not affiliated with any insurance carrier, agency, or agent. All information is for research purposes only. Always verify licensing directly with your state's Department of Insurance, NAIC, or official sources before engaging any provider.
BBB Standing
+6
Grade A
Licensing & Verification
+3
DOI-verified listing on Insurance Trust Hub
Experience
+5
20 years in business
Government Standing
+6
CMS participation signals, Medicare focus, license verification, and (when available) plan complaint standing. Missing CMS data is scored neutrally — not as a penalty. Sub-score 88/100.
Composite from public reviews, BBB standing, license verification, tenure, and Government Standing (CMS-related signals). Not influenced by paid placement. Missing CMS data is scored neutrally.
Government Standing sub-score: 88/100. See the Plan Complaint Index for CMS complaint-rate context.
Google Reviews
I’m extremely satisfied with the retirement planning experience I’ve had with Jose and the team at Legacy Insurance and Investment Group. From our very first meeting, Jose took the time to truly understand my financial goals, priorities, and concerns. He made what can often be a
I cannot recommend Legacy Insurance enough! Mr. Jose Perez is truly exceptional and extremely knowledgeable in his field. He takes the time to clearly explain everything in a way that is easy to understand, removing all the confusion that can sometimes come with life planning. Wh
I have been a client of Jose and his team for about 3 years now and I would definitely recommend him! He’s very knowledgeable in what he does and he’s always walking us through everything to make sure that we understand our investments. Any questions or concerns that we have he i
11950 S Harlem Ave, Palos Heights, IL 60463, USA
Trust data last refreshed Jul 11, 2026
Official government and licensing signals for transparency. Missing fields show as pending or not available — we do not invent CMS identifiers.
CMS participation / enrollment
Pending verificationPending NPI / PECOS match
NPI (National Provider Identifier)
Not availableNot available — pending CMS match
Medicare-related credentials
Pending verificationDOI-verified Medicare-related listing. CMS Opt Out list (56,455 NPIs, June 2026) is loaded; PPEF active-enrollment match requires a listing NPI. No NPI is shown until supplied by verified data — never fabricated.
State DOI listing cross-check
VerifiedVerified listing · IL-DOI Active ✅ (IL)
Last Updated: July 2026
Source: CMS Opt Out Affidavits · PPEF when NPI available · state DOI. CMS dataset refresh: July 2026. Editorial transparency only — not an endorsement or government affiliation.
License number: IL-DOI Active ✅
Verify this agency's license status directly with the IL insurance department before purchasing coverage.
Verify license in ILChicago, IL
More agencies in Chicago →Specialties: Independent Agency · Personal Lines · Commercial Lines · Medicare Specialists
Our agent explained coverage options clearly and found a better bundle than our previous carrier. Claims follow-up was prompt when we had a minor auto incident.
— Sarah M. · Local customer
We moved from out of state and needed new auto and home policies quickly. They walked us through local requirements and wind deductibles without pressure.
— James T. · Recent mover
Compared three carriers for homeowners and auto. Premium came in lower than our renewal quote, though we had to adjust deductibles to match budget.
— Priya K. · Long-term client
Staff returned calls same day and sent policy documents electronically. Would recommend for anyone shopping independent agents in the area.
— Michael R. · Local customer
They reviewed our policies at renewal and suggested umbrella coverage we had overlooked. No hard sell — just practical advice.
— Elena V. · Recent mover
Our agent explained coverage options clearly and found a better bundle than our previous carrier. Claims follow-up was prompt when we had a minor auto incident.
— David L. · Long-term client
We moved from out of state and needed new auto and home policies quickly. They walked us through local requirements and wind deductibles without pressure.
— Sarah M. · Local customer
Compared three carriers for homeowners and auto. Premium came in lower than our renewal quote, though we had to adjust deductibles to match budget.
— James T. · Recent mover