How to Verify an Insurance Agent License (State-by-State)

State DOI lookup

Every state maintains an online license database. Search by agent name, NPN (National Producer Number), or agency license ID. Confirm status is Active and lines of authority include the products being sold.

Red flags

Unlicensed solicitation, pressure to pay fees outside carrier portals, and guarantees of claim approval are warning signs. Always verify before sharing personal health or financial data.

• License status: Active vs expired
• Lines of authority: Life, health, property, casualty
• Appointment with the carrier being quoted