New York-licensed Medicare and health agent serving the Buffalo Niagara metro with Advantage, supplement, and marketplace guidance for Erie County families and Southern Tier overflow enrollees.
New York-licensed Medicare and health agent serving the Buffalo Niagara metro with Advantage, supplement, and marketplace guidance for Erie County families and Southern Tier overflow enrollees. Highly recommended for personalized Medicare comparisons across Buffalo and western New York.
Trust Score
88/100
Composite from Google reviews, BBB standing, license verification, tenure, and Government Standing (CMS-related signals). Not influenced by paid placement.
Trust Score breakdown
88/100
Consumer Reputation
+17
Google 5.0 · 120 reviews
Independent directory. Not affiliated with any insurance carrier, agency, or agent. All information is for research purposes only. Always verify licensing directly with your state's Department of Insurance, NAIC, or official sources before engaging any provider.
BBB Standing
+6
Grade A
Licensing & Verification
+3
DOI-verified listing on Insurance Trust Hub
Experience
+3
10 years in business
Government Standing
+6
CMS participation signals, Medicare focus, license verification, and (when available) plan complaint standing. Missing CMS data is scored neutrally — not as a penalty. Sub-score 88/100.
Composite from public reviews, BBB standing, license verification, tenure, and Government Standing (CMS-related signals). Not influenced by paid placement. Missing CMS data is scored neutrally.
Government Standing sub-score: 88/100. See the Plan Complaint Index for CMS complaint-rate context.
Google Reviews
Michelle was wonderful, patient and knowledgeable in guiding me in making decisions regarding the choices available for Medicare. Having certain forms all ready for me to fax was great. It was easier than I thought. She’s been a blessing to work with.
Michelle is, above all, knowledgeable and professional. She patiently explained and compared all of our options. In this confusing and ever-changing marketplace, Michelle provides a vital service. Clients can be confident that their best interests are paramount in all decisions.
Service is outstanding from the receptionist to Kelly to working with Michelle. Feels like family so caring, considerate and informative - can't say enough about the entire agency. Would highly recommend this team to anyone I know. I was referred to Michelle by a close trusted fr
6995 Transit Rd, East Amherst, NY 14051, USA
Trust data last refreshed Jul 11, 2026
Official government and licensing signals for transparency. Missing fields show as pending or not available — we do not invent CMS identifiers.
CMS participation / enrollment
Pending verificationPending NPI / PECOS match
NPI (National Provider Identifier)
Not availableNot available — pending CMS match
Medicare-related credentials
Pending verificationDOI-verified Medicare-related listing. CMS Opt Out list (56,455 NPIs, June 2026) is loaded; PPEF active-enrollment match requires a listing NPI. No NPI is shown until supplied by verified data — never fabricated.
State DOI listing cross-check
VerifiedVerified listing · NY-DFS Active ✅ (NY)
Last Updated: July 2026
Source: CMS Opt Out Affidavits · PPEF when NPI available · state DOI. CMS dataset refresh: July 2026. Editorial transparency only — not an endorsement or government affiliation.
License number: NY-DFS Active ✅
Verify this agency's license status directly with the NY insurance department before purchasing coverage.
Verify license in NYBuffalo, NY
More agencies in Buffalo →Specialties: Medicare Specialists · ACA Marketplace · Independent Agency
Our agent explained coverage options clearly and found a better bundle than our previous carrier. Claims follow-up was prompt when we had a minor auto incident.
— Sarah M. · Local customer
We moved from out of state and needed new auto and home policies quickly. They walked us through local requirements and wind deductibles without pressure.
— James T. · Recent mover
Compared three carriers for homeowners and auto. Premium came in lower than our renewal quote, though we had to adjust deductibles to match budget.
— Priya K. · Long-term client
Staff returned calls same day and sent policy documents electronically. Would recommend for anyone shopping independent agents in the area.
— Michael R. · Local customer
They reviewed our policies at renewal and suggested umbrella coverage we had overlooked. No hard sell — just practical advice.
— Elena V. · Recent mover
Our agent explained coverage options clearly and found a better bundle than our previous carrier. Claims follow-up was prompt when we had a minor auto incident.
— David L. · Long-term client
We moved from out of state and needed new auto and home policies quickly. They walked us through local requirements and wind deductibles without pressure.
— Sarah M. · Local customer
Compared three carriers for homeowners and auto. Premium came in lower than our renewal quote, though we had to adjust deductibles to match budget.
— James T. · Recent mover