#3 top-rated Chicago Medicare agent with 7+ years insurance experience and Tagalog language support. Licensed in 17 states, offering Medicare Advantage, supplements, Part D, group benefits, and individual plans.
#3 top-rated Chicago Medicare agent with 7+ years insurance experience and Tagalog language support. Licensed in 17 states, offering Medicare Advantage, supplements, Part D, group benefits, and individual plans. Ric made our lives less stressful — spent hours explaining Social Security and insurance options with honest, patient guidance.
Trust Score
82/100
Composite from Google reviews, BBB standing, license verification, tenure, and Government Standing (CMS-related signals). Not influenced by paid placement.
Trust Score breakdown
82/100
Consumer Reputation
+14
Google 5.0 · 52 reviews
Independent directory. Not affiliated with any insurance carrier, agency, or agent. All information is for research purposes only. Always verify licensing directly with your state's Department of Insurance, NAIC, or official sources before engaging any provider.
BBB Standing
+8
Grade A+
Licensing & Verification
+3
DOI-verified listing on Insurance Trust Hub
Experience
0
7 years in business
Government Standing
+6
CMS participation signals, Medicare focus, license verification, and (when available) plan complaint standing. Missing CMS data is scored neutrally — not as a penalty. Sub-score 88/100.
Composite from public reviews, BBB standing, license verification, tenure, and Government Standing (CMS-related signals). Not influenced by paid placement. Missing CMS data is scored neutrally.
Government Standing sub-score: 88/100. See the Plan Complaint Index for CMS complaint-rate context.
Google Reviews
I had a great experience with signing up for Medicare. Ric Santos worked with me to answer all my questions and helped me choose the best plan option after comparison of plans and coverages. The service Ric provides is excellent and he helped make choices easy. I recommend his se
Ric was incredibly helpful in guiding me through my options after my COBRA dental and vision coverage ended. He took the time to explain everything clearly and walked me through each option so I felt confident in my decision. I truly appreciated his patience, responsiveness, and
I just wanted to share how truly grateful I am for the help I received. He was incredibly kind, patient, and supportive throughout the entire process. He took the time to listen, explain things clearly, and made sure I felt comfortable and understood. It’s rare to come across som
1111 E Touhy Ave #235, Des Plaines, IL 60018, USA
Trust data last refreshed Jul 11, 2026
Official government and licensing signals for transparency. Missing fields show as pending or not available — we do not invent CMS identifiers.
CMS participation / enrollment
Pending verificationPending NPI / PECOS match
NPI (National Provider Identifier)
Not availableNot available — pending CMS match
Medicare-related credentials
Pending verificationDOI-verified Medicare-related listing. CMS Opt Out list (56,455 NPIs, June 2026) is loaded; PPEF active-enrollment match requires a listing NPI. No NPI is shown until supplied by verified data — never fabricated.
State DOI listing cross-check
VerifiedVerified listing · IL-DOI Active ✅ (IL)
Last Updated: July 2026
Source: CMS Opt Out Affidavits · PPEF when NPI available · state DOI. CMS dataset refresh: July 2026. Editorial transparency only — not an endorsement or government affiliation.
License number: IL-DOI Active ✅
Verify this agency's license status directly with the IL insurance department before purchasing coverage.
Verify license in ILSkokie, IL
More agencies in Skokie →Specialties: Medicare Specialists · ACA Marketplace · Small Business · Independent Agency
Our agent explained coverage options clearly and found a better bundle than our previous carrier. Claims follow-up was prompt when we had a minor auto incident.
— Sarah M. · Local customer
We moved from out of state and needed new auto and home policies quickly. They walked us through local requirements and wind deductibles without pressure.
— James T. · Recent mover
Compared three carriers for homeowners and auto. Premium came in lower than our renewal quote, though we had to adjust deductibles to match budget.
— Priya K. · Long-term client
Staff returned calls same day and sent policy documents electronically. Would recommend for anyone shopping independent agents in the area.
— Michael R. · Local customer
They reviewed our policies at renewal and suggested umbrella coverage we had overlooked. No hard sell — just practical advice.
— Elena V. · Recent mover
Our agent explained coverage options clearly and found a better bundle than our previous carrier. Claims follow-up was prompt when we had a minor auto incident.
— David L. · Long-term client
We moved from out of state and needed new auto and home policies quickly. They walked us through local requirements and wind deductibles without pressure.
— Sarah M. · Local customer
Compared three carriers for homeowners and auto. Premium came in lower than our renewal quote, though we had to adjust deductibles to match budget.
— James T. · Recent mover