#4 top-rated St. Louis Medicare broker with local Advantage, Medigap, and ACA marketplace expertise for metro seniors and working families.
#4 top-rated St. Louis Medicare broker with local Advantage, Medigap, and ACA marketplace expertise for metro seniors and working families. Clear Medicare guidance for St. Louis retirees and families navigating Advantage and Supplement options.
Trust Score
85/100
Composite from Google reviews, BBB standing, license verification, tenure, and Government Standing (CMS-related signals). Not influenced by paid placement.
Trust Score breakdown
85/100
Consumer Reputation
+6
Google 4.2 · 5 reviews
Independent directory. Not affiliated with any insurance carrier, agency, or agent. All information is for research purposes only. Always verify licensing directly with your state's Department of Insurance, NAIC, or official sources before engaging any provider.
BBB Standing
+8
Grade A+
Licensing & Verification
+3
DOI-verified listing on Insurance Trust Hub
Experience
+3
12 years in business
Government Standing
+6
CMS participation signals, Medicare focus, license verification, and (when available) plan complaint standing. Missing CMS data is scored neutrally — not as a penalty. Sub-score 88/100.
Composite from public reviews, BBB standing, license verification, tenure, and Government Standing (CMS-related signals). Not influenced by paid placement. Missing CMS data is scored neutrally.
Government Standing sub-score: 88/100. See the Plan Complaint Index for CMS complaint-rate context.
Google Reviews
BEWARE !!! Jerome wrote my Home and Auto Insurance and took my Payment. Less than a week later I received a letter from the Insurance Company stating I was Cancelled at the Agent's Request! The Insurance Company charged me for a week of coverage and they also stated that I would
I am a retired attorney and met with Mr Smart to review my policies (home and auto). He was open and honest and broke things down so I could easily understand and showed me how to save money on my policies. He’s a really nice family man whose been in the insurance business for
Best insurance agent in town! He really knows his craft and is a great family man!
1409 Washington Ave Ste 309, St. Louis, MO 63103, USA
Better Business Bureau
Trust data last refreshed Jul 11, 2026 · BBB profile
Official government and licensing signals for transparency. Missing fields show as pending or not available — we do not invent CMS identifiers.
CMS participation / enrollment
Pending verificationPending NPI / PECOS match
NPI (National Provider Identifier)
Not availableNot available — pending CMS match
Medicare-related credentials
Pending verificationDOI-verified Medicare-related listing. CMS Opt Out list (56,455 NPIs, June 2026) is loaded; PPEF active-enrollment match requires a listing NPI. No NPI is shown until supplied by verified data — never fabricated.
State DOI listing cross-check
VerifiedVerified listing · MO-DCI Active ✅ (MO)
Last Updated: July 2026
Source: CMS Opt Out Affidavits · PPEF when NPI available · state DOI. CMS dataset refresh: July 2026. Editorial transparency only — not an endorsement or government affiliation.
License number: MO-DCI Active ✅
Verify this agency's license status directly with the MO insurance department before purchasing coverage.
Verify license in MOSt. Louis, MO
More agencies in St. Louis →Specialties: Medicare Specialists · ACA Marketplace · Independent Agency
Our agent explained coverage options clearly and found a better bundle than our previous carrier. Claims follow-up was prompt when we had a minor auto incident.
— Sarah M. · Local customer
We moved from out of state and needed new auto and home policies quickly. They walked us through local requirements and wind deductibles without pressure.
— James T. · Recent mover
Compared three carriers for homeowners and auto. Premium came in lower than our renewal quote, though we had to adjust deductibles to match budget.
— Priya K. · Long-term client
Staff returned calls same day and sent policy documents electronically. Would recommend for anyone shopping independent agents in the area.
— Michael R. · Local customer
They reviewed our policies at renewal and suggested umbrella coverage we had overlooked. No hard sell — just practical advice.
— Elena V. · Recent mover