Multi-line brokerage serving Broward retirees, cruise workers, and yacht-industry professionals. Strong in property/casualty with dedicated health insurance division for employer and individual plans.
Multi-line brokerage serving Broward retirees, cruise workers, and yacht-industry professionals. Strong in property/casualty with dedicated health insurance division for employer and individual plans.
Trust Score
85/100
Composite from Google reviews, BBB standing, license verification, tenure, and Government Standing (CMS-related signals). Not influenced by paid placement.
Trust Score breakdown
85/100
Consumer Reputation
+12
Google 5.0 · 2 reviews
BBB Standing
Independent directory. Not affiliated with any insurance carrier, agency, or agent. All information is for research purposes only. Always verify licensing directly with your state's Department of Insurance, NAIC, or official sources before engaging any provider.
+8
Grade A+
Licensing & Verification
+3
DOI-verified listing on Insurance Trust Hub
Experience
+5
29 years in business
Government Standing
+4
CMS participation signals, Medicare focus, license verification, and (when available) plan complaint standing. Missing CMS data is scored neutrally — not as a penalty. Sub-score 74/100.
Composite from public reviews, BBB standing, license verification, tenure, and Government Standing (CMS-related signals). Not influenced by paid placement. Missing CMS data is scored neutrally.
Government Standing sub-score: 74/100. See the Plan Complaint Index for CMS complaint-rate context.
Google Reviews
Thank you HLCI for allowing me access to excellent health benefits; I received excellent advice in my language and with great benefits.
Thanks to HLCI I was able to get a medical appointment with the doctor I wanted in my hospital network; they took care of all the arrangements.
1820 Lake Worth Rd, Lake Worth Beach, FL 33461, USA
Trust data last refreshed Jul 11, 2026
Official government and licensing signals for transparency. Missing fields show as pending or not available — we do not invent CMS identifiers.
CMS participation / enrollment
Not applicableNot a Medicare-focused listing
NPI (National Provider Identifier)
Not availableNot available — pending CMS match
Medicare-related credentials
Not applicableThis agency is not tagged primarily for Medicare Advantage / Part D enrollment. CMS PPEF / Opt Out checks apply when an NPI is on file or the listing is Medicare-focused.
State DOI listing cross-check
VerifiedVerified listing · FL-781066 (FL)
Last Updated: July 2026
Source: State DOI listing · CMS fields not applicable. CMS dataset refresh: July 2026. Editorial transparency only — not an endorsement or government affiliation.
License number: FL-781066
Verify this agency's license status directly with the FL insurance department before purchasing coverage.
Verify license in FLFort, FL
More agencies in Fort →Specialties: Independent Agency · Personal Lines · Bundle Experts
Our agent explained coverage options clearly and found a better bundle than our previous carrier. Claims follow-up was prompt when we had a minor auto incident.
— Sarah M. · Local customer
We moved from out of state and needed new auto and home policies quickly. They walked us through local requirements and wind deductibles without pressure.
— James T. · Recent mover