Third-generation employee benefits agency since 1962 serving Metro Detroit with group health, Michigan marketplace individual plans, Medicare Advantage and supplements, and retirement benefits for auto, hospitality, and small-business employers.
Third-generation employee benefits agency since 1962 serving Metro Detroit with group health, Michigan marketplace individual plans, Medicare Advantage and supplements, and retirement benefits for auto, hospitality, and small-business employers. Staff goes above and beyond — creative benefits solutions praised by Detroit-area employers and HR teams.
Trust Score
93/100
Composite from Google reviews, BBB standing, license verification, tenure, and Government Standing (CMS-related signals). Not influenced by paid placement.
Trust Score breakdown
93/100
Consumer Reputation
+12
Google 5.0 · 3 reviews
Independent directory. Not affiliated with any insurance carrier, agency, or agent. All information is for research purposes only. Always verify licensing directly with your state's Department of Insurance, NAIC, or official sources before engaging any provider.
BBB Standing
+8
Grade A+
Licensing & Verification
+3
DOI-verified listing on Insurance Trust Hub
Experience
+5
64 years in business
Government Standing
+6
CMS participation signals, Medicare focus, license verification, and (when available) plan complaint standing. Missing CMS data is scored neutrally — not as a penalty. Sub-score 88/100.
Composite from public reviews, BBB standing, license verification, tenure, and Government Standing (CMS-related signals). Not influenced by paid placement. Missing CMS data is scored neutrally.
Government Standing sub-score: 88/100. See the Plan Complaint Index for CMS complaint-rate context.
Google Reviews
Have been a client of PBPI for a very long time. Jim and his team are true experts and have always provided outstanding advise and service. I would never consider or trust anyone else to handle our benefits.
Attentive, knowledgeable and friendly service all the time. They truly care for their clients and it shows. They are for real pros!
Best place to address your health care benefits and insurance.
31730 Hoover Rd Ste C, Warren, MI 48093, USA
Better Business Bureau
Trust data last refreshed Jul 11, 2026 · BBB profile
Official government and licensing signals for transparency. Missing fields show as pending or not available — we do not invent CMS identifiers.
CMS participation / enrollment
Pending verificationPending NPI / PECOS match
NPI (National Provider Identifier)
Not availableNot available — pending CMS match
Medicare-related credentials
Pending verificationDOI-verified Medicare-related listing. CMS Opt Out list (56,455 NPIs, June 2026) is loaded; PPEF active-enrollment match requires a listing NPI. No NPI is shown until supplied by verified data — never fabricated.
State DOI listing cross-check
VerifiedVerified listing · MI-DIFS Active ✅ (MI)
Last Updated: July 2026
Source: CMS Opt Out Affidavits · PPEF when NPI available · state DOI. CMS dataset refresh: July 2026. Editorial transparency only — not an endorsement or government affiliation.
License number: MI-DIFS Active ✅
Verify this agency's license status directly with the MI insurance department before purchasing coverage.
Verify license in MIDetroit, MI
More agencies in Detroit →Specialties: Small Business · ACA Marketplace · Medicare Specialists · Independent Agency
Our agent explained coverage options clearly and found a better bundle than our previous carrier. Claims follow-up was prompt when we had a minor auto incident.
— Sarah M. · Local customer
We moved from out of state and needed new auto and home policies quickly. They walked us through local requirements and wind deductibles without pressure.
— James T. · Recent mover
Compared three carriers for homeowners and auto. Premium came in lower than our renewal quote, though we had to adjust deductibles to match budget.
— Priya K. · Long-term client