Independent Medicare and health brokerage with Tampa Bay service — 22+ years, bilingual options, and broad carrier comparisons for Advantage, Medigap, Part D, ACA, and group health with no-pressure consultations.
Independent Medicare and health brokerage with Tampa Bay service — 22+ years, bilingual options, and broad carrier comparisons for Advantage, Medigap, Part D, ACA, and group health with no-pressure consultations. Professional, knowledgeable Medicare service praised in reviews — broad comparison shopping for Tampa Bay clients.
Trust Score
85/100
Composite from Google reviews, BBB standing, license verification, tenure, and Government Standing (CMS-related signals). Not influenced by paid placement.
Trust Score breakdown
85/100
Consumer Reputation
+12
Google 5.0 · 21 reviews
Independent directory. Not affiliated with any insurance carrier, agency, or agent. All information is for research purposes only. Always verify licensing directly with your state's Department of Insurance, NAIC, or official sources before engaging any provider.
BBB Standing
+8
Grade A+
Licensing & Verification
+3
DOI-verified listing on Insurance Trust Hub
Experience
+5
22 years in business
Government Standing
+6
CMS participation signals, Medicare focus, license verification, and (when available) plan complaint standing. Missing CMS data is scored neutrally — not as a penalty. Sub-score 88/100.
Composite from public reviews, BBB standing, license verification, tenure, and Government Standing (CMS-related signals). Not influenced by paid placement. Missing CMS data is scored neutrally.
Government Standing sub-score: 88/100. See the Plan Complaint Index for CMS complaint-rate context.
Google Reviews
Working with Ernesto was a superb experience. He has vast knowledge and expertise with the Medicare Advantage health plans. He helped choose the best plan that fitted my needs and concerns. He went above and beyond to provide me with additional information that will make my livin
Ernesto was extremely knowledgeable about Medicare and the different plan options available. He guided me through the entire process of switching from a Medicare Advantage PPO Employee Plan to a Medigap Plan that better fits my needs and includes the majority of my healthcare pro
Speaking with Ernesto today was a pleasure. He was able to answer my questions and advise me about the process of switching or keeping my current plan. I have put him in my phone so I can reach out to him. Thank you Beth Wajts
1037 Cepheus Pl NW, Palm Bay, FL 32907, USA
Trust data last refreshed Jul 11, 2026
Official government and licensing signals for transparency. Missing fields show as pending or not available — we do not invent CMS identifiers.
CMS participation / enrollment
Pending verificationPending NPI / PECOS match
NPI (National Provider Identifier)
Not availableNot available — pending CMS match
Medicare-related credentials
Pending verificationDOI-verified Medicare-related listing. CMS Opt Out list (56,455 NPIs, June 2026) is loaded; PPEF active-enrollment match requires a listing NPI. No NPI is shown until supplied by verified data — never fabricated.
State DOI listing cross-check
VerifiedVerified listing · FL-DFS Active ✅ (FL)
Last Updated: July 2026
Source: CMS Opt Out Affidavits · PPEF when NPI available · state DOI. CMS dataset refresh: July 2026. Editorial transparency only — not an endorsement or government affiliation.
License number: FL-DFS Active ✅
Verify this agency's license status directly with the FL insurance department before purchasing coverage.
Verify license in FLTampa, FL
More agencies in Tampa →Specialties: Medicare Specialists · Bilingual Services · ACA Marketplace · Independent Agency
Our agent explained coverage options clearly and found a better bundle than our previous carrier. Claims follow-up was prompt when we had a minor auto incident.
— Sarah M. · Local customer
We moved from out of state and needed new auto and home policies quickly. They walked us through local requirements and wind deductibles without pressure.
— James T. · Recent mover
Compared three carriers for homeowners and auto. Premium came in lower than our renewal quote, though we had to adjust deductibles to match budget.
— Priya K. · Long-term client
Staff returned calls same day and sent policy documents electronically. Would recommend for anyone shopping independent agents in the area.
— Michael R. · Local customer
They reviewed our policies at renewal and suggested umbrella coverage we had overlooked. No hard sell — just practical advice.
— Elena V. · Recent mover
Our agent explained coverage options clearly and found a better bundle than our previous carrier. Claims follow-up was prompt when we had a minor auto incident.
— David L. · Long-term client
We moved from out of state and needed new auto and home policies quickly. They walked us through local requirements and wind deductibles without pressure.
— Sarah M. · Local customer
Compared three carriers for homeowners and auto. Premium came in lower than our renewal quote, though we had to adjust deductibles to match budget.
— James T. · Recent mover